• Surplus sharing: sharing of net surplus from the takaful operation (if any) as long as you have not made a claim during the period of takaful. The surplus is allocated in proportion to the contribution paid
  • Free and convenient auto-debit of contributions from your Maybank Current/Savings account or credit card
  • Affordable annual contribution from as low as RM70 for full protection
  • Guaranteed auto-renewal up to the expiry of your loan period, as long as your contributions are paid
  • 5% discount for annual renewal for tenure of 5 to 10 years and 10% discount for tenure of 11 to 30 years
  • Option to pay in advance all annual contributions payable for the duration of the loan
  • Guaranteed acceptance for all eligible customers

Scope of cover

  • Loss or damage to the building structure
  • Loss of rent if dwelling is uninhabitable, limited to 10% of sum covered
  • Liability to the Public as the owner of the premises up to RM50,000
  • This limit may be increased to RM250,000 (subject to additional contribution)

Risks covered

  • Lightning
  • Thunderbolt
  • Subterranean fire
  • Earthquake
  • Volcanic eruptions
  • Flood
  • Cyclone
  • Hurricane
  • Typhoon
  • Windstorm
  • Fire
  • Explosion
  • Aircraft damage
  • Impact damage by road vehicles or animals
  • Bursting or overflowing of water tanks and pipes
  • Theft (damage to doors and windows of buildings)
  • Riot
  • Strike
  • Malicious damage

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