Features
- Surplus sharing: sharing of net surplus from the takaful operation (if any) as long as you have not made a claim during the period of takaful. The surplus is allocated in proportion to the contribution paid
- Free and convenient auto-debit of contributions from your Maybank Current/Savings account or credit card
- Affordable annual contribution from as low as RM70 for full protection
- Guaranteed auto-renewal up to the expiry of your loan period, as long as your contributions are paid
- 5% discount for annual renewal for tenure of 5 to 10 years and 10% discount for tenure of 11 to 30 years
- Option to pay in advance all annual contributions payable for the duration of the loan
- Guaranteed acceptance for all eligible customers
Scope of cover
- Loss or damage to the building structure
- Loss of rent if dwelling is uninhabitable, limited to 10% of sum covered
- Liability to the Public as the owner of the premises up to RM50,000
- This limit may be increased to RM250,000 (subject to additional contribution)
Risks covered
- Lightning
- Thunderbolt
- Subterranean fire
- Earthquake
- Volcanic eruptions
- Flood
- Cyclone
- Hurricane
- Typhoon
- Windstorm
- Fire
- Explosion
- Aircraft damage
- Impact damage by road vehicles or animals
- Bursting or overflowing of water tanks and pipes
- Theft (damage to doors and windows of buildings)
- Riot
- Strike
- Malicious damage
Next steps
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