• No pre-set spending limit. Spend as much as you have shown you can afford, by just paying your account in full and on time each month. Charges will be approved based on your resources, spending and payment patterns
  • Earn 2x Membership Rewards points¹ for every RM1 charged to your card. Redeem these evergreen points for travel, dining, and shopping rewards
    ¹Click here for Membership Rewards Terms and Conditions.
  • Earn free flights. The Frequent Traveller Option lets you transfer your points to Frequent Flyer Programmes
  • Easy bill payments via Maybank2u, by cash at over 400 Maybank branches, Maybank ATMS, Cash Deposit Machines, Direct Debit Service, or by cheque via mail
  • Complimentary Insurance Coverage*. Charge your travel fares to the Card to enjoy complimentary Travel Personal Accident coverage of up to RM250,000 for American Express Personal Cardmembers, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss.
  • Automatically enrolled in the Non Frequent Traveller Option (RM25 Annual fees will be waived)
  • RM50 to enroll into the Frequent Traveller Option program
  • Enjoy Traveller's Cheques facility,worldwide travel, legal & medical assistance in the event of emergencies

* Subject to Terms and Conditions of the Certificate of Insurance.

SPG Hotels & Resorts Privileges

Dining privileges at all SPG Hotels & Resorts in Malaysia:

  • 50% savings with two diners
  • 40% savings with three to 10 diners

Terms & conditions apply. Promotion is valid at participating Hotel restaurants only. Offers are valid until 31 December 2018.


Who can apply?

  • Malaysians with a minimum annual income of RM30,000
  • Expatriate with a minimum income of RM60,000
  • Principal cardholders: those between 21 to 65 years old
  • Supplementary cardholders: 18 years old to 65 years old


Required Documents

Please include the following with your application form:

Principal Cardholder

If you are salaried employee:

  • Copy of NRIC (both sides) or Passport
  • Latest 3 months' salary slips
  • Latest 6 months' savings account activity/current account statements

If you are self-employed:

  • Copy of NRIC (both sides) or Passport
  • Income Tax Return (Form B/Latest EA form)
  • Copies of Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
  • Latest 6 months' company/personal Bank Statements

If you are an expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Note: You must be a Maybank account holder

Supplementary Cardholder

  • Copy of NRIC (both sides) or Passport


Fees & charges

Annual Fees

Life time fee waiver

  • If the outstanding balance shown in your monthly statement is not settled in full by the payment due date, a late payment charge of 3.5% of the Unpaid Balance or RM50 (whicever is greater) will be levied to your Card Account

The Malaysian Goods & Services Tax ("GST") standard rate will be changed from six percent (6%) to zero percent (0%) effective 1st June 2018. Click here for further information


How to apply

  1. Just download, print and complete the application form (PDF)

  2. Fax the form along with the required documents to 03-2295 8877 or mail them to:

    Maybankard Centre
    7th Floor, Menara Maybank,
    100, Jalan Tun Perak,
    50050 Kuala Lumpur,

Read our American Express® Card Terms & Conditions & Product Disclosure


Please fill in the following details and we will be in touch to assist you with your application.
*Your name: 
*Phone number: 
Call me at: 
*Required fields

Thank you for your time.
We have received your information.
Our financial experts will contact you within 2 working days or at the time you've requested.