Kindly take note that effective 9 May 2015, all Visa and MasterCard Debit Cardholders will receive a SMS (Short Message Service) for any retail purchases of RM500 and above charged to their Visa or MasterCard Debit for signature base transactions only. The SMS alert is not applicable for Pin base retail transaction.

This is in-line with the mandatory guideline issued by Bank Negara Malaysia and the alert via SMS will be applicable to the following transactions:

  • Purchase transaction via Point of Sales (POS) Terminals
  • Online transaction
  • Mail Order Telephone Order transactions


  • Shop at over 29.4 million Mastercard accepted outlets worldwide.
    • Higher interest rate enjoyed(multi tiered interest rate) (Premier Account).
  • For Overseas withdrawal & purchases, please activate your Overseas flag via Maybank2u or ATM.
  • Use it as your ATM card to withdraw cash locally & overseas.
  • Set your own Purchase Limit up to maximum RM10,000 or default to RM2,000
  • Open to all Premier Account and any Current/Savings Account open. 
    • Expire after 7 years.
    • Set your own purchase limit.
  • Use it to pay bills or transfer money.
  • Track and view your transactions real-time via Maybank2u


  • 24 hour Customers Service (1-300 88 6688).
  • Shop at 29.4 million MasterCard accepted outlets worldwide.
  • Enjoy selected Maybank and MasterCard Platinum Privileges
  • For purchases below RM250, you can wave your MasterCard Debit Platinum card on the contactless terminal for payment at selected merchants. No signature is required.
  • Enjoy Platinum privileges offered by MasterCard International at
  • Hot deals from Kardshoppe Newsletter
  • Online Shopping (MSOS) and Mail Order Telephone Order (MOTO)

Who can apply?

Maybank Premier Account

  • Premier Club Account
  • Premier 1 Account
  • Premier Mudharabah - I Account
  • Maybank2u.Premier Account
  • and any Current/Savings Account open

How to apply?

  • Visit any Maybank branch
  • You need to complete application form and choose Maybankard MasterCard Platinum Debit
  • For Maybank2u Premier - apply via
  • Maybankard MasterCard Platinum Debit card will be issued on the spot

How to activate ATM/Debit Card for Overseas Use & Set Purchase Limit

Click here to find out more

Required Documents

Primary Documents

  1. MyKad (IC)/Police or Armed Forces ID Card
  2. Birth Certificate and MyKid (i.e for in-trust and minor accounts)
  3. Passport (i.e for non-residents/foreigner)
  4. Minimum Deposit for Current/Saving Account open:
    • RM250 (individuals, joint & minor accounts)
    • RM50 (with letter of employment)
    • RM500 for Premier/m2u Premier
    • RM5,000 for Premier Club
    • *Current/Saving Account details please click here.

Supporting/Secondary Documents:

  1. Valid Passport (for Residents)
  2. Valid Driving License (for Residents)
  3. Utility Bills (e.g water/ electricity/ telephone bills, Quit Rent, Assessment
    Notice) in the name and address of the customer opening the account.
  4. Letter of Confirmation from Employer, Educational Institution etc.
  5. Credit Card (if any).

Fees & charges

The charges for the issuance of the Maybankard MasterCard Platinum Debit shall remain the same as the existing Bankcard including charges impose for cash withdrawals, as follows:

Card issuance

Card issuanceFees & harges
Opening new account - for unlimited withdrawalRM8
Annual service feeFree
Card replacement due to faulty chipFree
Renewal (after 7 years expiry date)Free*
*1 year before and 1 year after card expiry date
Conversion from Maybankard Bankcard to Maybankard MasterCard Platinum DebitRM12
Conversion from Maybankard Visa Debit to Maybankard MasterCard Platinum DebitRM12
Replacement due to lost/stolen/damaged card, forgotten PINRM12
Sales draft retrieval fee
RM15 per copy sales draft

Transaction fee

Transaction Fee
First four (4) cash withdrawals in a month at any Maybank ATMFree
Fifth withdrawal and above in a monthRM0.50 per withdrawal (charge will be debited directly from account at the end of each transaction)
*Fee waived if you have a balance of above RM5,000 at time of withdrawal (optional) or single transaction of maximum withdrawal of RM1,500 and above
*Unlimited withdrawal at any Maybank ATM : RM8 per annum
Cash withdrawal at other domestic banks' ATMsRM1 per withdrawal
(Charge will be debited directly from account at the end of each transaction)
Cash withdrawal at international banks' ATM via MasterCard & Cirrus platformRM12 per withdrawal
Non-cash ATM transactions such as e-balance enquiry, fund transfer to any Maybank account, local cheque deposit, cash deposit, etcFree
Retail purchase at merchants/retailersFree
Penalty fee on overdrawn accountRM10

The Malaysian Goods & Services Tax ("GST") standard rate will be changed from six percent (6%) to zero percent (0%) effective 1st June 2018. Click here for further information

View Maybankard MasterCard Platinum Debit Terms & Conditions (PDF)

View Maybankard MasterCard Platinum Debit Product Disclosure Sheet (PDS)

View Maybankard MasterCard Platinum Debit FAQ

View SMS Transaction Alerts for Debit Cards FAQ

Travel abroad with ease when you activate Maybankard Debit. Click here to find out more.


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