Facility type

  • Overdraft (OD)
  • Term Loan (TL)
  • Trade Lines - only funded bills are eligible


  • All SMEs/SMIs with shareholders' funds not exceeding RM10 million
  • Malaysian-owned business entities (at least 51%) incorporated under the Companies Act 1965, Co-operative Societies Act 1993, Societies Act 1966, citizens residing in Malaysia and entrepreneurs registered under the Companies Commission of Malaysia or Registrar of any other authoritative bodies
  • Valid only for manufacturing and services sectors


  • Refinancing of existing credit facilities
  • Purchase of shares
  • Purchase of land (even if the land/property is crucial to the operations of the business)
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