Facility type

• Overdraft (OD)
• Term Loan (TL)
• Trade Lines - only funded bills are eligible

Eligibility

• All SMEs/SMIs with shareholders' funds not exceeding RM10 million
• Malaysian-owned business entities (at least 51%) incorporated under the Companies Act 1965, Co-operative Societies Act 1993, Societies Act 1966, citizens residing in Malaysia and entrepreneurs registered under the Companies Commission of Malaysia or Registrar of any other authoritative bodies
• Valid only for manufacturing and services sectors

Ineligibility

• Refinancing of existing credit facilities
• Purchase of shares
• Purchase of land (even if the land/property is crucial to the operations of the business)