All interest / dividend rates quoted may change without prior notice. Please contact the nearest Maybank branch for the latest rates
Benefits
- Earn interest irrespective of account balance
- No service or maintenance charge as long as a minimum balance of RM20 is maintained
- Free mini statement
- View statement online via Maybank2u.com
- Option 1
*"Pay-as-you-use" (no annual fee):- 6 over-the-counter (OTC) visits
- 8 free ATM cash withdrawals (on the 9th withdrawal onwards, RM0.50 + GST will be charged)
- No fee shall be imposed for non-cash withdrawal transactions (e.g balance inquiry or fund transfer within Maybank)
- First 2 GIRO transactions via over-the-counter in a month at a fee of RM0.50 + GST per transaction and RM2.00 from the 3rd transaction onwards.
- GIRO transactions via M2U, M2U Mobile and MyMobile, the charges imposed is RM0.10 + GST per transaction
- Option 2
*Payment of RM8.00 + GST annual fee:- Unlimited OTC transactions and ATM cash withdrawals
- First 2 GIRO transactions via over-the-counter in a month at a fee of RM0.50 + GST per transaction and RM2.00 + GST from the 3rd transaction onwards.
- GIRO transactions via M2U, M2U Mobile and MyMobile, the charges imposed is RM0.10 + GST per transaction
Who can apply
- Malaysians and permanent residents
Interest rates
Savings Band | Interest Rates (% p.a.) | |
Up to RM1,000 | 0.30 | |
Up to RM10,000 | 0.30 | |
Up to RM25,000 | 0.30 | |
Up to RM50,000 | 0.40 | |
Up to RM100,000 | 0.65 | |
Up to RM200,000 | 1.10 | |
Up to RM500,000 | 1.25 | |
Above RM500,000 | 1.30 | |
*With effect from 29 January 2018 |
Required documents
For Personal/Joint accounts
- Basic Savings Account (BSA) - adult above 18 years old
- Basic Savings Account Trust (BSA Trust) - children below 18 years old with parents or legal guardians below 60 years of age
- Basic Savings Account Minor (BSA Minor) - teenager aged 12 to below 18 years old
Required Primary Documents:
- Original Identity Card (IC)/Police or Armed Forces ID Card
- Birth Certificate and MyKid (i.e for in-trust and minor accounts)
Fees & charges*
- Replacement of ATM/bankcard: RM12
- Early closure of account within 3 months of account opening: RM20
- Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
*The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank where applicable effective 1 April 2015 at the current prevailing rate.

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