* Eligible for protection by PIDM
All interest / dividend rates quoted may change without prior notice. Please contact the nearest Maybank branch for the latest rates
Benefits
Enjoy Multi-tiered Interest Rate while you maintain a minimum balance of RM1,000. Interest calculated on a daily basis and credited on a monthly basis. The higher your account balance, the higher the interest rate.
Savings Band | Interest Rates (% p.a.) | |
Less than RM1,000 | - | |
Up to RM10,000 | 0.90 | |
Up to RM25,000 | 1.00 | |
Up to RM50,000 | 1.10 | |
Up to RM100,000 | 1.25 | |
Up to RM250,000 | 1.55 | |
Above RM250,000 | 1.75 | |
*With effect from 29 January 2018 |
Waiver on Foreign Telegraphic Transfer service charges of RM2.00 for amounts less than or equal to RM5,000.
Who can apply?
- Individuals 50 years and above
- Joint account - maximum of 4 persons
Maybank2u.com access
Convenient online access to your account for checking account balances, transfers and other features.
ATM access
Convenient ATM access at all MEPS ATMs nationwide and CIRRUS networks worldwide
Required Documents
For Personal/Joint accounts
- Original Identity Card (IC) for Malaysians and Passports for foreigners. For passport, other supporting documents that may be required are valid working/student permit, valid visa, letter of confirmation from Employer/Education Institutions (whichever is relevant)
Please choose a branch located near your home or place of work.
Fees & charges*
- Replacement of ATM/bankcard: RM12
- Replacement of lost savings passbook : RM15 (inclusive of stamp duty)
- Replacement of savings passbook due to poor handling : RM10
- Early closure of account within 3 months of account opening: RM20
- Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
*The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank where applicable effective 1 April 2015 at the current prevailing rate.
Records
- Statement (quarterly)/Passbook
Transactions
Transactions can be performed via:
- ATM Services
- Internet Banking
- Mobile Banking
Next steps
FAQs 
What do I need to bring along to open a Golden Savers Savings Account?
What is the difference between a normal savings account and a Golden Savers Savings Account?
How much do I need to open such a Golden Savers Savings Account?
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