Islamic Fixed Deposit - i (IFD-i) is an Islamic term deposit based on the Shariah contract of Commodity Murabahah (cost-plus sale). The underlying asset for the sale and purchase transaction between the Bank and the customer is based on a specific Shariah-compliant commodity as the Bank deems fit.
Features
- Tenure : 1 - 60 months
- Profit to be paid on either monthly OR half yearly OR upon maturity
Benefits
- Higher profit rate compared to normal Saving Account-i
- Free Personal Accident Takaful Coverage (PATC) plus medical and funeral expenses (accident only)*
- Acceptance as a collateral for Banking facilities*
*Terms & Conditions apply
Who can apply
This account is open to:
- Individual aged 18 years and above
- Joint accountholders (maximum 4 persons)
- Business Enterprises
- Associations/Clubs/Societies/Organizations
- Trustees
- Foreigners
- Professionals
- Government and Corporate Funds
Rates
Tenure | Kids Rates (% p.a.) | Others Rates (% p.a.) |
1 month | 3.15 | 3.15 |
2 month | 3.15 | 3.15 |
3 month | 3.20 | 3.20 |
4 month | 3.20 | 3.20 |
5 month | 3.20 | 3.20 |
6 month | 3.30 | 3.30 |
7 month | 3.30 | 3.30 |
8 month | 3.30 | 3.30 |
9 month | 3.30 | 3.30 |
10 month | 3.30 | 3.30 |
11 month | 3.30 | 3.30 |
12 month | 3.35 | 3.35 |
13 - 24 month | 3.35 | 3.35 |
25 - 35 month | 3.35 | 3.35 |
36 - 47 month | 3.40 | 3.40 |
48 - 59 month | 3.50 | 3.50 |
60 month | 3.60 | 3.60 |
*With effect from 29 January 2018 |
Premature Upliftment
Less than 3 months - no profit will be paid
Above 3 months - 50% of total profit amount accrued will be paid
How to apply
• At Maybank/Maybank Islamic Branches
• Via Maybank2u
Required documents
You and / or your joint accountholders will need to go to the nearest Maybank / Maybank Islamic branch along with the following relevant documents:
• Valid MyKad for Malaysians
• Valid Passports for Foreigners and Other documentary evidence required by Authority according to the purpose of visit/stay in Malaysia.
Fees & Charges
Item | Details | Fee |
Fixed deposit account balance transfer | a. Forwarding branch (Collecting branch) b. Receiving branch (Home branch) | Free Free |
Please click here for Product Disclosure Sheet (PDS).
Please click here for Terms and Conditions.

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