• Deposit and withdraw funds by issuing cheques or through Kawanku ATM, Kawanku Phone Banking, e-POS and MAS Electronic Ticketing (MASET)

Who can apply?

  • Malaysian residents
  • Individuals 18 years and above
  • Joint account - maximum of 4 persons

Required documents

For Personal/Joint accounts

  • Original Identity Card (IC) for Malaysians and Passports for foreigners. For passport, other supporting documents that may be required are valid working/student permit, valid visa, letter of confirmation from Employer/Education Institutions (whichever is relevant)

Please choose a branch located near your home or place of work.

Fees & charges*

  • Service charge: RM10 per half year, waived for accounts with monthly average balance of RM1,000 and above within six (6) months period i.e from 27th December to 26th June and from 27th June to 26th December
  • Replacement of ATM/bankcard: RM12
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

*The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank where applicable effective 1st April 2015 at the current prevailing rate.

View all banking fees


Guide to depositing cheques

No one likes bounced or delayed cheques. Read our tips for speedy cheque processing >

Click here for other products insured by PIDM

Click here for PIDM brochure

Please fill in the following details and we will be in touch to assist you with your application.
*Your name: 
*Phone number: 
Call me at: 
*Required fields

Thank you for your time.
We have received your information.
Our financial experts will contact you within 2 working days or at the time you've requested.