Qard refers to a contract of lending money by a lender to a borrower where the borrower is bound to repay an equivalent amount to the lender. Ownership of the money belonging to the lender is transferred to the borrower and the borrower is obliged to repay the lender in full.

Customer as lender lend his money to Maybank Islamic as borrower.


  • Based on the Shariah contract of Qard (Loan)**
  • The Bank may at its discretion pay hibah (gift) to the depositors
  • Over the counter service at any Maybank / MIB branch
  • ATM access and cashless shopping via e-pos facility
  • Kawanku Phone Banking access
  • Earn Treats Points with Maybankard Visa Debit
  • Option of online banking via

    **Effective 7 October 2017

Who can apply

  • Individuals (personal/joint including external accounts)
  • Clubs/societies/organisations recognised by Maybank
  • Children aged 12 and below (trust accounts)
  • Children aged 18 and below with identification cards (minor accounts)

Required documents

For Personal/Joint accounts

  • Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

  • Valid Passport (if IC is produced as a Primary document)
  • Valid driving licence
  • Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
  • Letter of employment
  • Credit card

Please choose a branch located near your home or place of work.

Fees & charges

  • Replacement of ATM/bankcard: RM12
  • Replacement of lost savings passbook: RM15 (inclusive of stamp duty)
  • Replacement of savings passbook due to poor handling: RM10
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

View all banking fees

Daily withdrawal limits

Home branch
Maximum Daily Withdrawal Limit
No Limit
per day


Please fill in the following details and we will be in touch to assist you with your application.
*Your name: 
*Phone number: 
Call me at: 
*Required fields

Thank you for your time.
We have received your information.
Our financial experts will contact you within 2 working days or at the time you've requested.