What are the fees and charges that I have to pay?

Stamp DutiesAs per the Stamp Duty Act 1949 (Revised 1989)

• Letter of Offer (RM10.00)

• Principal Document* (RM5.00 for every RM1,000)

• Security Document (RM10.00)

• Standing Instruction (RM10.00)

*20% stamp duty reduction for Principal Documents based on Shariah principles or waiver of stamp duty for the conversion of conventional loan to Shariah Financing.
Legal & Disbursement FeesInclude solicitor fees for loan/financing documentation, registration of charge, land search, bankruptcy search and etc.
Processing Fee/Set-up fee (applicable for Conventional FlexiOD only)Processing fees RM50 to RM200 depending on loan/financing amount. Set-up fees RM200. (applicable for Conventional FlexiOD only)
Letter for EPF WithdrawalRM 10 per request
Monthly Maintenance Fee*RM 5.00 (applicable for Conventional MaxiHome/MaxiShop FlexiOD only)
Commitment FeeCommitment Fee of 1% is to be levied on unutilized portion of Overdraft facilities granted to the following:-

o Individual, when the Overdraft limit is in excess of RM250,000.
o Companies irrespective of Overdraft limit.

Note: Not applicable for Term Loan and Islamic Facility
Redemption LetterRM 50 per request
Late Payment Charges (Applicable for Islamic Facility only)Overdue Instalment or Scheduled Payment/Ansuran Tertunggak atau Bayaran Berjadual: 1% p.a. on the installment amount in arrears from the date of the first drawdown of the Facility until its Maturity Date


Upon Maturity Date of the Facility or upon judgment, whichever is earlier/Tamat tempoh kemudahan atau apabila mendapat perintah, yang mana dahulu : Prevailing daily overnight Islamic Interbank Money Market (IIMM) rate on the outstanding balance due and payable

Note: The Late Payment Charges charged shall not be further compounded

Note: The Bank will notify from time to time, for any change

The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank where applicable effective 1 April 2015 at the current prevailing rate.

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