- What documents do I need to open a Prosperous Now! Account-i (PNA-i)?
- What is the difference between IFD-i and PNA-i?
- When and how is the profit paid?
- What are the other key terms and conditions of this product that I should know?
- I’m an existing IFD-i accountholder and comply with the eligibility requirements for a PNA-i. How do I convert my existing account to PNA-i?
- What does PNA-i Personal Accident Takaful Coverage (PATC) cover?
- If I have more than one account, am I entitled to claim more than one PATC?
- Where should I make a PATC claim?
1. What documents do I need to open a Prosperous Now! Account-i (PNA-i)?
You and/or your joint accountholders will need to present the following documents at Maybank/Maybank Islamic branch where you are opening your account:
- Valid MyKad for Malaysians,
- Valid Passport for Foreigners, and
- Other documentary evidence required by the relevant authorities according to the purpose of visit/stay in Malaysia
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2. What is the difference between IFD-i and PNA-i?
iFD-i | PNA-i | |
Tenure | 1 month up to 60 months | 1 - 12 months |
Minimum Placement | 1 month - RM5,000 2 months and above - RM1,000 | RM10,000 |
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3. When and how is the profit paid?
Upon maturity of PNA-i, the Bank will pay the principal amount to you. The profit will be paid by setting off the security deposit (Hamish Jiddiyah) which has already been paid to your account upfront.
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4. What are the other key terms and conditions of this product that I should know?
Partial withdrawal is not allowed. For early withdrawal:
Tenure | Profit to be paid |
3 months and below | No profit will be paid |
More than 3 months | 50% of profit based on actual number of days of placement |
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5. I’m an existing IFD-i accountholder and comply with the eligibility requirements for a PNA-i. How do I convert my existing account to PNA-i?
You will not be able to convert your IFD-i to PNA-i. You have to close your existing IFD-i account and open a new PNA-i.
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6. What does PNA-i Personal Accident Takaful Coverage (PATC) cover?
Provider | • Etiqa Takaful is the provider |
Eligibility | • Malaysians only • Individual accountholders • For joint accounts, primary accountholder only |
Coverage | • Death and Total Permanent Disablement • RM10,000 regardless of amount of placement • One accountholder can only claim once |
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7. If I have more than one account, am I entitled to claim more than one PATC?
Should you hold more than one PNA-i accounts, you are still only entitled to claim more than one claim provided that you are the primary accountholders of the account.
Example :
Primary Accountholder | → | Secondary Accountholder | → | Coverage Entitlement |
MARIA | The total claim for 3 accounts is RM10,000 | |||
ALI | ZUL | |||
ALI | SITI |
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8. Where should I make a PATC claim?
The submission for PATC claim is to be done at the accountholder's HOME BRANCH.
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Can we help?
Call our Customer Care hotline at 1-300 88 6688 or 603-7844 3696 (overseas) any time, any day. (That includes holidays)
Etiqa Insurance Call Hours
Monday to Thursday:
8:45am - 5:45pm
Friday:
8:45am - 4:45am
Closed on Saturday, Sunday and Public Holiday.
For more info call Etiqa Oneline: 1300 13 8888 or visit www.etiqa.com.my
Credit Card Centre
For enquiries, call 1-300-88 6688 or fax our Credit Card Centre at 03-7953 8610 (Platinum/Premier) or 03-7953 8600 (General/Gold & Classic).
Glossary
New to banking terms? Check out the meanings here