Premier Mudharabah Account-i for corporates is under Daily Fund-i GB.

Conceptually, PMA-i is based on the Shariah contract of Mudharabah (profit sharing). The contractual relationship is where the:

  • Customer is the capital provider (Rabbul Mal); and
  • Maybank Islamic Berhad (MIB) as the entrepreneur (Mudarib)


Features & Benefit

  • Minimum initial placement of RM2,000
  • No monthly fee.
  • Accountholder will be issued with cheque book.
  • Unlimited withdrawals can be made at the home branch.
  • Potentially earn higher returns. Profit gained from the investment will be shared between both parties (Customer & Bank) accordingly based on agreed profit sharing ratio (PSR). The profit will be paid on monthly basis and it is NOT subject to balance band or number of withdrawal.
  • Introducer is required*.
  • Islamic overdraft facilities (subject to eligibility).
  • Internet banking via Maybank2uBiz and Maybank2E.
  • Wide branch network for counter services.


Indicative Profit rates (%)

Indicative Profit Rate (% p.a.)
Profit Sharing Ratio
Investor
Bank
0.50
10
90
* Effective from 16 November 2017 to 15 December 2017


Who can apply

  • Registered Companies under the customer segment of Global Banking and Corporates
  • Registered Association/Club/Society/Trustees


Required documents

  • Memorandum and Articles of Association certified by the Secretary of the company.
  • Certificate of Incorporation (the original copy must be sighted)
  • Certificate to Commence Business, if public limited companies (the original copy must be sighted)
  • A list of all Directors and Secretary together with their home addresses (Form 49)
  • Resolution of the Board of Directors to open and operate the account (to complete our Form)
  • Other relevant documents upon request by the Bank


How to Apply

  • At Maybank/Maybank Islamic branches


Fees & charges

  • Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months
  • Early closure of account within 3 months of account opening: RM20.

*Terms and Conditions apply.