MaxiHome Flexi Loan

Whether it's your first home, dream home or property for investment, you can own it faster with MaxiHome Flexi loan.

What is a MaxiHome Flexi loan?

A 3-in-1 account, the MaxiHome Flexi loan integrates your home loan and your deposits account. This way any savings placed in your Flexi loan account will reduce the outstanding principal amount of your home loan automatically.

Complete MaxiHome Flexi Benefits

  • With MaxiHome Flexi, there is the extra lexibility and advantage of deciding how much more to pay into the home loan.
  • The more one pays, the more interest one saves and the sooner the loan will be settled which means owning one's home faster.
  • The MaxiHome Flexi integrates the home loan, savings and current accounts into one account.
  • Cash Deposits go immediately towards reducing the outstanding principal loan amount. You can therefore manage your savings and cash flow through a single flexi loan account.
  • Competitive interest rates.
  • Margin of financing up to 90%.
  • Loan tenure of up to 35 years or age 70, whichever is earlier.
  • Flexibility of loan repayments.
  • Deposit any amount at any time.
  • Withdraw the excess payments anytime with no extra charges.
  • Interest computed on daily basis for immediate savings on interest.
  • No commitment fees.
  • Checking facility available.
  • Financing provided for all types of completed and under construction residential properties.
  • MRTA, legal fee and valuation fees may be financed.
  • Free Personal Accident cover of up to RM50,000 and free medical expenses of up to RM3,000 with minimum credit balances of RM1,000.
  • Earn interest of up to 1.85% pa for credit balances above RM5,000.

Where can I make payments or withdraw the excess made?