An Islamic fixed term deposit that offers instant cash* the moment you sign up  

*A security deposit (Hamish Jiddiyah) will be credited to customer's account on the placement day. Upon maturity of PNA-i, the Bank will pay customer the principal amount as the profit has already been paid by setting off the security deposit that paid upfront.

Prosperous Now! Account-i (PNA-i) is an Islamic term deposit based on the Shariah contract of Commodity Murabahah (cost-plus sale). It is based on a specific Shariah-compliant commodity identified as the Bank deems fit as the underlying asset for the sale and purchase transaction between the customer and the Bank. PNA-i offers cash to the customer upon placement.

Features

  • Deposit tenure from 1 month up to 12 months.
  • Profit rate is fixed up front.
  • Offer cash upon placement.


Benefits

  • Higher profit rate compared to normal Savings Account-i
  • Complimentary Personal Accident Takaful Coverage (PATC) plus medical and funeral  expenses (accident only)*
  • Acceptance as a collateral for banking facilities*
*Terms & Conditions apply


Who can apply

This account is open to:

  • Individuals aged 18 and above
  • Joint accountholders (maximum 4 persons)
  • Business Enterprises
  • Associations / Clubs / Societies / Organizations
  • Trustees
  • Foreigners
  • Professionals
  • Government and Corporate Funds


Rates

Tenure
Profit Rate (%)
1 month
2.85
2 months
2.85
3 months
2.90
4 months
2.90
5 months
2.90
6 months
2.95
7 months
2.95
8 months
2.95
9 months
2.95
10 months
2.95
11 months
2.95
12 months
3.10

Effective from 16 February 2017

View the Maybank Islamic PNA-i terms and conditions & Product Disclosure Sheet


How to Apply

• At Maybank/Maybank Islamic Branches

• Via Maybank2u


Required Documents

You and/or your joint accountholders will need to go to the nearest Maybank / Maybank Islamic branch along with the following relevant documents:

  • Valid MyKad for Malaysians
  • Valid Passports for Foreigners and other documentary evidence required by authority according to the purpose of visit/stay in Malaysia


Fees & Charges

Item
Details
Fee
Fixed deposit account balance transfera. Forwarding branch (Collecting Free branch)

Free
 b. Receiving branch (Home branch) Free

View all banking fees