With the recent report on online banking fraud, please take extra care when performing online banking. Simply follow these 3 important tips to ensure that your money is safe while you are on holiday.

Login name, Password/PIN Number

Never disclose you Login Name, Password/PIN Number to anyone, including your family members. Most of the online banking fraud cases result from a "tidak apa" attitude. Be mindful.

Ensure that nobody is observing you when you perform financial transactions at a public Internet access point. A fair number of cases have been reported where the customer's account access data was obtained by just observing transactions performed at public Internet locations.

Don't use birthdays, wedding anniversary, house number, pet's names, children's names as your login name, password/PIN Number.

Phishing

Phishing involves using fake emails and/or fake websites. You may receive emails that appear to be from your bank and if clicked will direct you to a fake website. This website "impersonates" your bank's website and prompts customers to reveal their account access data. Don't click and/or use any e-mail link or suspicious emails to update your account information. Always be on alert for these phony "look-alike" websites. When in doubt, please contact your bank.

Trojan Horse

Trojan Horse is a virus software which comes in the form of a legitimate e-mail from a family member, friend, colleague or someone in your email address list. Once the email is opened, Trojans plant themselves into the keyboard driver and record keystrokes.

Later on when you open an online banking website, it captures the login name and password for fraudulent purposes.