Dear valued customers,

Please be informed that effective 16th June 2017, the Profit Sharing Ratio and Indicative Profit Rates for the following Mudarabah Investment Account Products will be revised :

  • Private Banking Account-i
  • Golden Savvy Account-i
  • Premier Mudharabah Account-i
  • net Account-i
  • General Investment Account-i ("GIA-i")

Please click here to view the revised Profit Sharing Ratio and Indicative Profit Rates.


In addition to the above, with effect from 1st August 2017, the features of GIA-i will be changed as follows: 

Current features of GIA-i

Revised features of GIA-i (with effect from 1st August 2017)

Premature withdrawal is allowed with no waiver of profit by the customers.Profit waiver by the customers on premature withdrawal prior to maturity of tenure is subject to the following conditions:

• For withdrawals within 3 months of the investment tenure, the customer shall agree to waive the right to receive all of the attributed profit;

• For withdrawals after 3 months of the investment tenure and before the maturity date, the customer shall agree to waive the right to receive 50% of the attributed profit.

• The above profit waiver will only be applicable upon rollover and/or upon new placements of GIA-i after 1st August 2017.


For further information, please refer to the respective Product Disclosure Sheet ("PDS") for Mudarabah Investment Account Products. Please click here to view the PDS.

All other terms and conditions for Mudarabah Investment Account Products shall remain unchanged except for the changes as stated in this notice.

For more information, please click here to view the Frequently Ask Question (FAQ).