Kindly take note that effective 9 May 2015, all Visa and MasterCard Debit Cardholders will receive a SMS (Short Message Service) for any retail purchases of RM500 and above charged to their Visa or MasterCard Debit for signature base transactions only. The SMS alert is not applicable for Pin base retail transaction.

This is in-line with the mandatory guideline issued by Bank Negara Malaysia and the alert via SMS will be applicable to the following transactions:

  • Purchase transaction via Point of Sales (POS) Terminals
  • Online transaction
  • Mail Order Telephone Order transactions


Features

  • Shop at over  millions Visa  accepted outlets worldwide.
    • Higher interest rate enjoyed(multi tired interest rate) (Premier Account).
  • For Overseas withdrawal & purchases, please activate your Overseas flag via Maybank2u or ATM.
  • Use it as your ATM card to withdraw cash locally & overseas.
  • Set your own Purchase Limit up to maximum RM10,000 or default to RM2,000
  • Open to all Premier Account and any Current/Savings Account open.
    • Expire after 7 years.
    • Set your own purchase limit.
  • Use it to pay bills or transfer money.
  • Track your online transactions via Maybank2u.com.my.


Benefits

  • 24 hour Customers Service (1-300 88 6688).
  • Shop at over  millions Visa accepted outlets worldwide.
  • Enjoy selected Maybank and Visa Platinum Privileges
  • For purchases below RM250, you can wave your Visa Debit Platinum card on the PayWave terminal for payment at selected merchants. No signature is required.
  • Enjoy Platinum privileges offered by Visa International.
  • Hot deals from Kardshoppe Newsletter
  • Online Shopping (MSOS) and Mail Order Telephone Order (MOTO)


Who can apply?

  • Maybank Premier Account
  • Premier Club Account
  • Premier 1 Account
  • Premier Mudharabah - I Account
  • Maybank2u.Premier Account
  • and any Current/Savings Account open


How to apply?

  • Visit any Maybank branch
  • You need to complete application form and choose Maybank Visa  Platinum Debit payWave
  • For Maybank2u Premier - apply via Maybank2u.com.my
  • Maybank Visa Platinum Debit payWay card will be issued on the spot


How to activate ATM/Debit Card for Overseas Use & Set Purchase Limit

Click here to find out more


Required Documents

Primary Documents

  1. MyKad (IC)/Police or Armed Forces ID Card
  2. Birth Certificate and MyKid (i.e for in-trust and minor accounts)
  3. Passport (i.e for non-residents/foreigner)
  4. Minimum Deposit for Current/Saving Account open:
    • RM250 (individuals, joint & minor accounts)
    • RM50 (with letter of employment)
    • RM500 for Premier/m2u Premier
    • RM5,000 for Premier Club

Supporting/Secondary Documents:

  1. Valid Passport (for Residents)
  2. Valid Driving License (for Residents)
  3. Utility Bills (e.g water/ electricity/ telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account.
  4. Letter of Confirmation from Employer, Educational Institution etc.
  5. Credit Card (if any).


Fees & charges

The charges for the issuance of the Maybank Visa Platinum Debit payWay Card  shall remain the same as the existing Bankcard including charges impose for cash withdrawals, as follows:

Card issuance

Card issuance

Fees & Charges

Opening new account - for unlimited withdrawal RM8
Annual service fee Free
Card replacement due to faulty chip Free
Renewal (after 7 years expiry date) Free*
*1 year before and 1 year after card expiry date
Conversion from Maybank Bankcard to Maybank Visa Platinum Debit payWave RM12
Conversion from Maybank Visa Debit/MasterCard Debit  to Maybank Visa Platinum Debit payWave RM12
Replacement due to lost/stolen/damaged card, forgotten PIN RM12
Sales draft retrieval fee
RM15 per copy sales draft

Transaction fee

Transaction Fee
First four (4) cash withdrawals in a month at any Maybank ATM Free
Fifth withdrawal and above in a month
RM0.50 per withdrawal (charge will be debited directly from account at the end of each transaction)
*Fee waived if you have a balance of above RM5,000 at time of withdrawal (optional) or single transaction of maximum withdrawal of RM1,500 and above
*Unlimited withdrawal at any Maybank ATM : RM8 per annum
RM0.50 per withdrawal
(Charge will be debited directly from account at the end of each transaction)
Cash withdrawal at other domestic banks' ATMs RM1 per withdrawal
(Charge will be debited directly from account at the end of each transaction)
Cash withdrawal at international banks' ATM via Visa Plus platform RM12 per withdrawal
Non-cash ATM transactions such as e-balance enquiry, fund transfer to any Maybank account, local cheque deposit, cash deposit, etc Free
Retail purchase at merchants/retailers Free
Penalty fee on overdrawn account (for customers that has OD) RM10

The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank to our cardmembers where applicable effective 1 April 2015 at the current prevailing rate.


View Terms & Conditions (PDF)

View Maybank Visa Platinum Debit Product Disclosure Sheet (PDS)

View SMS Transaction Alerts for Debit Cards FAQ

Travel abroad with ease when you activate Maybank Debit Cards. Click here to find out more.

Contactless Transactions Amount Limit (CTA) for Maybank Debit and Prepaid Card