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H.O.T Broking

H.O.T Broking

An alternative Share Trading/Financing package from Maybank based on the principle of Murabahah.

H.O.T Broking Features

End-to-end Shariah-inspired equities trading.

  • Honest views on Shariah-compliant stocks listed on Bursa Malaysia and other international bourses
  • Opens channels for all via Maybank2u, our Equity Investment Centres (EIC) and selected Maybank Branches
  • Transparent information from purchase of stocks to trade settlement, thus eliminating uncertainty in compliance with Shariah principles.


Available Packages

H.O.T Broking 1 (Share Margin Financing)

  • Selling Price rate is capped at a ceiling rate so that you won’t face fluctuation over the Selling Price Rate.
  • The effective rate is at par with the conventional rates.
  • Enjoy competitive rates.
  • Financing tenure:
  • Minimum - 1 year
  • Maximum - 5 years
  • Financing limit:
  • Minimum - RM50,000
  • Maximum - RM20 million
  • To increase your investment potential to trade in approved Shariah counters listed in Bursa Malaysia, H.O.T Broking provides you with the following funding options:
Types of collateral**Margin facilityTrading facilityTotal available facility
Approved Shariah shares 1.5 times 1.0 times 2.5 times
GIA/FD 2.5 times 1.0 times 3.5 times
Cash 1.5 times 1.0 times 2.5 times

Click here
 for Product Disclosure Sheet for Share Margin Financing-i

Click here for Product Disclosure Sheet for Share Margin Financing-i (BM)

H.O.T Broking 2 (Non-Margin Financing)

If you choose to use your own funds to invest, your H.O.T Broking account will be debited on the purchase settlement date (T+3 = transaction date plus 3 trading days) based on availability of funds.

Types of collateral**Total trading facility
Approved Shariah shares 2.0 times
GIA/FD 3.0 times
Cash 3.0 times

H.O.T Broking Cash

  • Shares purchase up to the amount of cash available in the account at the time of purchase.
  • No commitment fee on unutilised amount.
  • Convenient modes of payment via Variable Standing Instruction,, Kawanku Phone Banking or Maybank branches.
  • Convenient trading via Equity Investment Centres (EIC) and our internet banking portal,
  • Available only to Singaporeans and Bruneians.

*Subject to the Bank's Terms and Conditions.
**Subject to Bank's capping and any other collateral/security acceptable from time to time.


You can apply for H.O.T Broking if you are a:

  • Local or foreign individuals aged 21 to 65 years (Muslim or non-Muslim).
  • Corporation
  • Institution
  • Singaporean or Bruneian (under foreign individuals).


How to Apply?

Invest with confidence, control, convenience and care.

  • Build your wealth by investing in stocks that strictly fulfil ethical and socially responsible values as according to the Shariah.*
  • Rest assured that all your equity trades are end-to-end Shariah-compliant.
  • Control your investment strategy without having to rely on a fund manager.
  • Pick from over 74.4% of Bursa Malaysia stocks are Shariah-compliant which includes blue chips from various sectors.
  • Stocks are duly approved and constantly monitored by the Shariah Advisory Council (SAC) to ensure they are free from interest, uncertainty and gambling.
  • Accommodates investors and institutions seeking Shariah-compliant investments and those who wish to invest in only Shariah compliant stocks.
  • Offers end-to-end Islamic solutions to cater to investors looking for ethically based stocks at competitive prices and rates.
  • No contra charges and no hidden costs.
  • Charges are based on the Islamic Interbank Money Market (IIMM) rates.
  • No interest charges, only ta'widh (compensation) on outstanding amounts.
  • Funds are deposited in Maybank Wadiah accounts.

* Investing in any stocks does not guarantee profit. Person wishing to rely upon this information should consult directly with the source of information or obtain professional advice.


How To Open An Account

  • Account opening fee: RM10.60 (inclusive GST) (Islamic CDS account)
  • 60 (inclusive GST)) (Conventional CDS account)

Share Trading Account

  • Service charge: Free
  • For trading using your own funds
  • Buying limit for your trading account is based on Maybank Investment Banks' collateral system:
Cash in trading account (trust) 3X
Shares 2X (capped at closing price)
Fixed Deposit   3X

E.g.: If you have RM10,000 in your trading account, then your trading account will have RM30,000 buying limit.

  • Upon trade settlement date, T+3 (purchase date plus 3 days), you can make full settlement by paying us the difference between the purchase amount and the cash available in your trading account. This payment can be made at any Maybank branch or online via
  • Shares available in your trading account will be given collateral value based on the collateral system and hence no placement of cash is needed to make purchases.

Required Documents

1.       Trading Account (Individual) 

DocumentsNo. of CopiesSigned by
Complete Maybank Investment Bank Berhad Individual Trading application form 1 set Applicant
Photocopy of I/C 3 sets Applicant
Proof of income i.e. latest salary slip or Borang J/EA form (if applicable) 1 set Applicant
Bank Account No. confirmation - Two bank certified of front page of bankbook / bank statement (extracted from internet) / confirmation letter from the bank

2.       Islamic CDS (Central Depository System) Account

DocumentsNo. of CopiesSigned by
CDS Account opening form 1 set Applicant
Photocopy of I/C 1 set Applicant
2 specimen Signature Cards 1 set Applicant
eDividend Form 1 set Applicant
Supplemental Terms & Conditions for Trading in Foreign Securities 1 set Applicant

New to stock trading terms? Check out the meanings here.

View the Global Trading Frequently Asked Questions (FAQ's) here

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