Celebrating 5 years together
with
captivating rewards!

Get 5% p.a. returns

when you transfer min. RM200
from other banks/eWallets

Enjoy up to RM50 OFF

when you check out via
Maybank2u Online Banking
at
participating stores or
platforms

How to earn

Tap to copy your MAE Wallet
account number.

MAE Wallet holds funds up to:
RM 4,999.99 without the MAE Visa Debit Card
RM 10,000 with the MAE Visa Debit Card

Transfer a min. of RM200
from other banks or eWallets to
your MAE Wallet.

Must include 'MAETurns5' in the Recipient
Reference or equivalent mandatory field.

Maintain the transferred
amount
in your MAE Wallet.

If your balance falls below this
amount, just top up your MAE Wallet
to continue earning.

How to maximise your returns

  • Transfer as early as possible

  • Get a MAE Card so you can transfer up to RM10,000

  • Got extra funds later? You can make a maximum
    of 3 transfers
    between 30 Oct - 30 Nov 2025

Returns on the transferred amount will be calculated daily, then credited
monthly. Check out an illustration of how this works in the FAQ below.

Don’t have a
MAE Wallet?

Sign up on the MAE app
in
minutes. Just tap 'Apply'
and select 'MAE Wallet'.

Sign up on the MAE app
in minutes: click ‘Apply’
and select ‘MAE Wallet’

Frequently Asked Questions

Who is eligible to participate in this
Campaign?

All new and existing Maybank customers are eligible
to join this Campaign.
Maybank staff are not eligible
to join this Campaign.

How do I earn the 5% p.a. returns in my
MAE Wallet?

You have to make a minimum RM200 interbank
transfer (transfers from other banks or eWallets)
with ‘MAETurns5’ is included
in the ‘Recipient
Reference’ or equivalent mandatory field during the
online transfer. As long as your MAE Wallet balance
is equal to or higher than your transfer amount,
you will earn 5% p.a. returns on that transfer amount,
which are calculated
every day.

For a step-by-step guide, refer to the ‘How to Earn’
section above.

Only interbank GIRO (IBG/IBFT), DuitNow Transfers
or DuitNow QR from a third party bank account or
eWallet are accepted.

How are the 5% p.a. returns calculated?

Using an Eligible Transfer of RM5,000 with 60 days
worth of Campaign Returns as example, you can
earn

  • 5% x RM5,000 = RM250 per year (365 days)

  • RM250 ÷ 365 days = RM0.6849 returns per day

  • RM0.6849 x 60 days = RM41.10

To qualify for the maximum return, make an Eligible
Transfer of RM10,000 (if you have a MAE Visa Debit
Card) on 30 Oct 2025
(Day 1 of Deposit Period) and
maintain this balance of RM10,000 every day until
31 Jan 2026, to earn RM128!

I want to make a second or third transfer to
maximise my returns! How are the
Campaign Returns calculated?

You will earn 5% p.a. returns on the respective transfer
amounts so long as you continue to maintain the
respective eligible
balances. Think of them as separate
pots of money to maintain in order to earn. See an
illustration below based on 3 eligible
transfers:

The illustration below shows how Campaign Returns
will be calculated for 3 eligible transfers:

Definitions

  • MAE Wallet Spend: Any money going out from
    your MAE Wallet either from making payments,
    transferring out

  • MAE Wallet Top-Ups : Can be using any funds;
    top ups from your Maybank account or interbank
    transfers without ‘MAETurns5’

Shop and check out with Maybank2u
Online Banking
on all these
participating platforms

*Only on selected double digit days or sales period.
First come, first served. While stocks last.

Shop via Watsons Online Store
(web) or the Watsons App to enjoy

Shop via Watsons Online Store
(web) or the Watsons App to enjoy

RM5 CASHBACK
min. spend of RM100

Every Thursday, order your drinks
on
the Zus app to enjoy

RM5 OFF
min. spend of RM10

Terms & Conditions apply.

Easily Scan & Pay
at over 1 million
Maybank merchants

plus any other merchants with the
pink DuitNow QR code.

Terms & Conditions apply.

5 Reasons to use MAE

Our awards

Best Digital Bank -
Malaysia

Best Consumer Digital
Bank - Malaysia
Best Online Product
Offerings - Malaysia

Mobile Banking &
Payment Initiative
of the
year - Malaysia

Best Payments Bank

Not a Maybank customer yet?
Get started with the MAE app now.

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Terms & Conditions for 5% p.a. Returns Promotion:

  1. 1. Customers may transfer a minimum of RM200 and up
    to a maximum of RM4,999.99, or RM10,000 (for MAE Visa
    Debit Cardholders),
    into their MAE Wallet to enjoy 5%
    p.a. returns during the Eligible Transfer Period (30
    October – 30 November 2025).
  2. 2. To qualify, funds must be transferred via IBG / IBFT /
    DuitNow Transfer / DuitNow QR from a bank or eWallet,
    and the Recipient
    Reference (or equivalent mandatory
    field) must include “MAETurns5”.
  3. 3. Returns on eligible transfers will be calculated daily
    from 30 October 2025 to 31 January 2026 and credited
    monthly into the MAE
    Wallet.
  4. 4. Returns are awarded on a first-come, first-served
    basis, and the promotion will end when the Eligible
    Transfer Period concludes
    or when RM283 million in
    total deposits is reached, whichever comes first.

Click here for the full Terms & Conditions.