Get Your First Month Interest / Profit Waived!

Apply for a Maybank Personal Loan / Maybank Islamic Personal Financing-i via Maybank2u website or Maybank Mobile application and have the first month interest/profit waived from your approved loan/financing account.

Terms and Conditions apply.

Apply now

Campaign period: 15 December 2021 – 15 February 2022

First Month Interest / Profit Waived Computation


Loan/Financing amount approved


Repayment/Payment Tenure

5 years (60 months)

Fixed Interest/Profit Rate (per annum)


Formula for Monthly Repayment/Payment

= Approved Amount (P) + (P x Tenure (Years) x Interest/Profit rate)

                              Tenure (Months) 


= RM15,000 + (RM15,000 x 5 x 8%)



= RM15,000 + RM6,000



= RM21,000/60


= RM350


Interest/Profit Computation

RM15,000 x 5 x 8.00%

Total Interest/Profit Amount


Monthly Interest/Profit

RM6,000 / 60 months = RM100

First month Interest/profit waived


Note: The total waiver amount for the Campaign is capped to the first RM60,000 and shall be awarded to Eligible Customers on first-come first-served basis.


No entry form is required to participate in this Campaign.


  • Fixed monthly payment
  • Loan/Financing Amount:
    • Minimum loan/financing amount RM5,000
    • Maximum loan/financing amount RM100,000
  • Tenure:
    • Minimum tenure 2 year
    • Maximum tenure 6 years
  • Interest/profit Rates:
    • Interest/profit Rates: 8% per annum fixed rate for loan/financing amount of RM5,000 to RM20,000
    • 7% per annum fixed rate for loan/financing  amount of RM20,001 to RM50,000
    • 6.5% per annum fixed rate for loan/financing  amount of RM50,001 toRM100,000

Note:  Effective interest/profit rates may vary from 11.53% to 14.68%   per annum depending on the loan/financing amount and tenure


  • Monthly payment as low as RM102.78* per month
  • No document stamping
  • No processing fee
  • No guarantor or collaterals required
  • Fast Approval
  • Personal Care/Takaful Insurance Protection

Required Documents

If you are a permanent employee:

  • Copy of NRIC (both sides) AND
  • Latest 1 month salary slip OR
  • Latest EA form OR
  • Latest BE form with official tax receipt
  • Latest 3 months' savings account activity/current account statements (optional)


If you are self-employed:

  • Copy of NRIC (both sides) AND
  • Copy of Business Registration AND
  • Latest B form with official tax receipt OR
  • Latest 6 months' Bank Statements

Fees & Charges

  • No processing or stamping fees.
  • Late payment Charges:- 1%p.a on the amount in arrears, calculated from overdue date till date of full monthly payment.
  • Early settlement fees:- RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher. Only applies for settlement within the first half of the loan repayment tenure.
  • No early settlement fees for early settlement of Maybank Islamic Personal Financing-i.

How to Apply

Online Application via Maybank2u & Maybank App


For existing customers with Maybank2u access:Maybank2u

Step 1: Login to Maybank2u

Step 2: Click “Apply” and scroll to select Personal Loan/Personal Financing-i

Step 3: Fill in details and complete application


Mobile App

Step 1: Launch your Maybank Mobile App

Step 2: Click “Apply” and select “Apply Personal Loan/Personal Financing-i”

Step 3: Login and fill in details to complete application

For customers without Maybank2u access:Maybank2u

From the Maybank2u Informational Site, scroll down to:

Step 1: Get A Loan/Financing-i

Step 2: Select I am interested in Personal Loan/Financing-i

Step 3: Click Apply Now Loan/Financing-i tab to commence the Online Application


Mobile App

Step 1: Download the Mobile Application

Step 2: Register for Maybank2u access

Step 3: Choose Apply Online

Step 4: Select Apply for a Personal Loan/Financing-i.


Terms & Conditions