Personal Loan

Maybank Personal Loan

Financing the life you want

Features and Benefits


  • Fixed monthly instalment
  • Loan Amount:
    • Minimum loan amount RM5,000 
    • Maximum loan amount RM100,000
  • Tenure:
    • Minimum tenure 2 year
    • Maximum tenure 6 years
  • Interest rate is on fixed rate basis:
    • 8% per annum fixed rate for loan amounts of RM5,000 to RM20,000
    • 7% per annum fixed rate for loan amounts of RM20,001 to RM50,000
    • 6.5% per annum fixed rate for loan amounts of RM50,001 to RM100,000

Note: Effective interest rates may vary from 11.53% to 14.68% per annum depending on the loan amount and tenure.


  • Monthly repayment as low as RM102.78* per month
  • No document stamping
  • No processing fee
  • No guarantor or collaterals required
  • Fast Approval
  • Personal Care Insurance Protection

*Click to see the Maybank Personal Loan monthly repayment table

Apply Now  Continue your Application


For Malaysian individuals aged 21 to 60 years old with a minimum income of RM42,000 per annum

Required Documents

  • Application form together with:  
    • Copy of NRIC (both sides) AND
    • Latest 1 month salary slip OR
    • Latest EA form OR
    • Latest BE form with official tax receipt
    • Latest 3 months' savings account activity/current account statements (optional)
  • If you are self-employed:
    • Copy of NRIC (both sides) AND
    • Copy of Business Registration AND
    • Latest B form with official tax receipt OR
    • Latest 6 months' Bank Statements

How to Apply via Online Application

For existing customers with Maybank2u access:


Step 1: Login to Maybank2u

Step 2: Click “Apply” and scroll to select Personal Loan/Personal Financing-i

Step 3: Fill in details and complete application

Mobile App

Step 1: Launch your Maybank Mobile App

Step 2: Click “Apply” and select “Apply Personal Loan/Personal Financing-i”

Step 3: Fill in details and complete application

For customers without Maybank2u access:


From the Maybank2u Informational Site, scroll down to:

Step 1: Get A Loan/Financing-i

Step 2: Select I am interested in Personal Loan/Financing-i

Step 3: Click Apply Now Loan/Financing-i tab to commence the Online Application

Mobile App

Step 1: Download the Mobile Application

Step 2: Register for Maybank2u access

Step 3: Choose Apply Online

Step 4: Select Apply for a Personal Loan/Financing-i.

Click here  to Apply Online Via Maybank2u

Click here to Resume Application Online Via Maybank2u

Fees & Charges

  • No processing or stamping fees
  • Late payment Charges:- 1%p.a on the amount in arrears, calculated from overdue date till date of full monthly payment
  • Early settlement fees:- RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher. Only applies for settlement within the first half of a tenure

Other Information

More information

Click here for Maybank Personal Loan Application Form and Terms and Conditions

Click here for Maybank Personal Loan Product Disclosure Sheet

Click here for Decreasing Term Assurance Plan (Personal Care)

Locate a Branch

Find a Maybank branch nearby you

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