Personal Loans

Maybank Salary Loan / Financing

Realise Your Dreams the Fastest Way


Attractive interest/financing rates as low as 5.50% p.a exclusively for employees of selected Government Link Companies (GLC), Top Tier Corporations (TTC) & Large Enterprise Companies (LEC).

Financing Amount

Minimum : RM3,000

Maximum : RM200,000 or 20x basic salary inclusive of fixed allowances, whichever is lower


Minimum : 2 years

Maximum : 10 years or up to retirement age, whichever is earlier

Profit Rate

Monthly Repayment with Salary Deduction:
BR/IBR + 3.75% (Effective Rate: 5.50% p.a )

Monthly Repayment with Maybank2E Deduction:
BR/IBR + 4.00% (Effective Rate: 5.75%)

Base Rate (BR) / Islamic Base Rate (IBR) at 1.75% p.a. effective 9 July 2020. 

As a reference:

For a loan/financing amount of RM10,000 at a profit rate of 5.50% p.a  here is the monthly repayment amount with salary deduction.


Monthly Repayment Amount (RM)

5 years


10 years


Click here to see the full monthly repayment table


  • Affordable monthly repayments as low as RM33 per month*
  • High loan/financing amount up to RM200,000.
  • Ease of making monthly repayments through salary deduction
  • Flexible repayment periods from 2 years to 10 years or to retirement age (whichever is earlier).
  • No collateral or guarantor required.
  • Options to add on Insurance/Takaful protection.

*Based on a financing amount of RM3,000 with a 10 years tenure.


  • Malaysian citizen.
  • Minimum monthly salary of RM3,000 (inclusive of fixed allowances).
  • Age 21 to 58 years old.
  • Confirmed and permanent employees of the selected Government Link Companies (GLC), Top Tier Corporations (TTC) & Large Enterprise Companies (LEC)

Fees & Charges

  • Stamp duty: RM5 for every RM1,000 of the loan / financing amount
  • Insurance / Takaful add on

The charges will be deducted from the financing amount.

How to Apply

Step 1: Download and fill up the Salary Loan/Financing Application Form

Step 2: Prepare the Required Documents

  • Copy of NRIC of applicant
  • Latest 3 months’ salary slips
  • Latest 3 months’ bank statement/EPF statement/EA/BE form
  • Employer’s confirmation letter
  • Redemption Statement from other Financial Institution (if applicable)**
    **Redemption Statement is a statement or redemption letter is essentially a legal document that lays out the exact amount that you need to pay the bank.

Step 3: Submit completed application form and required documents to the nearest Maybank branch.

All applications for Salary Loan/Financing are subject to Maybank’s credit assessment, approval and other applicable terms and conditions.

More information

Click here for the Application Form.

Click here for the Product Disclosure Sheet for Conventional Loan

Click here for the Product Disclosure Sheet for Islamic Financing

Locate a Branch

Find a Maybank branch nearby you

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