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Home Loans

MaxiHome

A flexible home loan with different packages

A Unique Home Loan Facility


We offer different packages to meet your personal investment needs or contingencies including children's education or home improvements.

Refinancing

Refinance your home loan with Maybank and enjoy savings with attractive refinancing features.  Add a top up facility on top of your redemption sum for renovations, educational expenses, etc for a total financing of up to 90% of the current market value of your house.

Need assistance?

EMAIL: refinance@maybank.com


Re-mortgage

Re-mortgage a house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset without having to sell. 


Redraw

If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.

Redraw today and win cash vouchers worth up to RM20,000!

Learn More

Benefits


  • Flexible Repayment Options
    Takes care of your present and future needs.
  • Flexible Choice of Facility
    Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type
  • Higher Loan Eligibility
  • Longer repayment period
    Up to 35 years or until the age of 70, whichever event occurs first.
  • Higher loan margin
    Up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium)
  • MRTA Coverage
    Which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability
  • Flexibility to Revise Monthly Instalments
  • A Choice to Service The Interest Portion
    Or have monthly instalments commence immediately instead of upon full loan disbursement
  • Easy Instalment Payment
    Pay via Maybank branches, ATMs, Phone Banking, and online via Maybank2u.com
  • Flexibility to redraw advance/additional payments made in excess of the normal monthly repayment amount.
    Redrawing via M2U (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per transaction.
  • Competitive financing rates

How to apply

For all individuals, joint applicants, residents, and non-residents


Apply for Maxihome now.

Required documents

COMPULSORY DOCUMENTS

  • Application Form duly completed

IDENTITY DOCUMENTS

  • NRIC / Identity Card
  • Latest Valid Passport & VISA/Working Permit/Employment Pass
  • Business Registration/Form 24 & 49

PROPERTY DOCUMENTS

  • Copy of Sales & & Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report is required for completed property more than 6 months

INCOME EVIDENCES

For Salary Earners/Gainfully Employed

  • Latest 3 consecutive months salary slips/vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 consecutive months or more transaction history)
  • Latest EA Form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration

Other information


Minimum property value for Refinancing, Redraw and Remortgage is RM75,000

 

Click here to see Mortgage Product Disclosure Sheet (Conventional)

Click here to see Mortgage Product Disclosure Sheet (Conventional - BM)

Click here to see Mortgage Product Disclosure Sheet (Islamic)

Click here to see Mortgage Product Disclosure Sheet (Islamic - BM)

Click here to see Houseowner Xtra Product Disclosure Sheet

Click here to see Houseowner Xtra Product Disclosure Sheet (BM)

Click here to see Takaful Houseowner Xtra Product Disclosure Sheet

Click here to see Takaful Houseowner Xtra Product Disclosure Sheet (BM)

Click here to read our guide to home loans/financing.

Click here to find out mortgage fees and charges.

Click here to compare our VRF rates.

Click here to protect the valuables in your home with Maxihome Contents.

Locate Us

Find a Maybank branch nearby you


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