Smart Saver Xtra Insurance

Smart Saver Xtra, the all-in-one plan that gives you a head start in financial planning, with solutions for protection and savings.

Our goal is to help you create greater wealth so you can secure your future while receiving guaranteed payouts along the way. And to keep things simple, plans with up to RM500,000 sum insured do not need any medical examination.

A steady income

• A steady income allows you to celebrate key milestones, such as buying a new house, starting a business, funding your children’s education or traveling the world.

Flexible options

• You can choose a plan that meets your specific needs with multiple premium payment terms and coverage tenures.

Leaving a legacy

• Your loved ones will be taken care of with a lump sum cash payout to help them maintain the lifestyle they are used to, in the event of your demise.

*with Savings Rider

Savings Rider⁴ generates Guaranteed Cash Payouts (GCP) annually throughout the policy term. This GCP amount is up to 60% of the Savings Rider’s annual premium¹, and is payable at the end of each policy year for the option of 8 years’ premium payment term with a 20-year coverage term.

With the option of adding Savings Rider with premium of up to 12 times your Basic Premium, the higher the multiplier you choose, the more GCP you can look forward to receiving, as shown in the table below.

¹Annual GCP paid at the end of the respective policy year from Year 16 to Year 20, for a plan with premium payment term of 8 years and coverage tenure of 20 years. Also subject to premium being fully paid on time and policy still in force.

² Subject to premiums being fully paid on time and policy still in force.

³ This is an investment-linked insurance plan that is tied to the performance of the underlying assets, and it is not a pure investment product such as unit trust or fixed deposits.

⁴ The premiums that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with a savings element, you may wish to compare annualised returns of this product with the effective returns of other investment alternatives.

Here is a sample of how you can receive your total payouts from this plan:

• Age 14 days to 65 years old.
• Guaranteed acceptance for Malaysian, or Singaporean and Bruneian who is working or residing in Malaysia.
• Full underwriting for
  • Malaysian, subject to underwriting guideline
  • Other than Malaysian, subject to foreigner risk guideline
  • Citizens of the United States (U.S) and Canada are not allowed to purchase this plan.

Make an appointment online at Maybank EzyQ.

Talk to our friendly Sales Representative at a Maybank branch near you

Click here to view Product Disclosure Sheet EN | BM

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).