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Savings & Protections

Smart Flexi Plus Insurance

An investment-linked plan that offers protection and cash pay-outs.

Why do I need it?

Smart Flexi Plus is an investment-linked insurance plan which offers protection and pays out a sum of money in the event of death or terminal illness, total and permanent disability (TPD)1, and if diagnosed with cancer1.

Features

  • Flexible premium payment terms where you can choose from 5 to 20 years.
  • Flexible policy terms where you can choose from 10 to 30 years.
  • Cash payout upon maturity.
  • Cash payout in the event of death, terminal illness, total and permanent disability (TPD)1, and if diagnosed with cancer1.
  • Premiums will be waived1 in the event of critical illness, disability or death.

1Optional benefits with optional riders.

Types of Funds Available

Fund Name

Fund Details

Fund Fact Sheet

Premier Global Sustainable Equity  Fund

Newly launched ESG* fund effective 27 May 2022

  • To deliver performance through investments in companies whose activities are linked to sustainable investing themes over medium to long term period.

 

*Refer below for more information.

Eng  |  BM

Stable Fund
  • To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.
  • Targeted at individuals seeking a greater return (but with less volatility) than from Balanced Fund solely investing in bonds or fixed income.

Eng  |  BM

Balanced Fund

Eng  |  BM

Growth Fund
  • To deliver performance that exceeds the FTSE Bursa Malaysia 100 Index over a 5-year period.
  • Targeted at individuals seeking a greater return (but with less volatility) than from solely investing in bonds or fixed income.

Eng  |  BM

Premier Global

Equity Fund
  • To deliver performance from investment in global equities that exceeds the MSCI World Index over a 5-year period.
  • Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to global equity volatility and movements in foreign exchanges rates.
  • Possibility of higher returns over the longer term.

Eng  |  BM

Premier Income Fund
  • To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.
  • Targeted at individuals seeking exposure to returns from bonds.

Eng  |  BM

Dana Pendapatan Prima

Eng  |  BM

Premier Index Fund
  • To deliver performance of the FTSE Bursa Malaysia KLCI Index.
  • Targeted at individuals seeking exposure to returns from equities where the fund follows performance in line with the market.

Eng  |  BM

Premier Equity Fund
  • To deliver performance that exceeds the performance of the FTSE Bursa Malaysia 100 Index over a 5-year period.
  • Targeted at individuals seeking exposure to returns from equities.

Eng  |  BM

Dana Ekuiti Prima
  • To deliver performance that exceeds the FTSE Bursa Malaysia EMAS Shariah Index over a 5-year period.
  • Targeted at individuals seeking exposure to returns from equities.

Eng  |  BM

Premier Asia Pacific Equity Fund
  • To deliver performance from investment in equities of ASIAN companies (excluding

Japan) that exceeds the MSCI AC Asia Pacific ex Japan Index over a 5-year period.

  • Targeted at individuals with an appetite for a higher risk investment strategy, from

exposure to Asia Pacific equity volatility and movements in foreign exchanges rates.

  • Possibility of higher returns over the longer term.

Eng  |  BM

Premier Asian Equity Dividend Fund
  • To deliver income and capital growth by investing in equities of Asia Pacific companies excluding Japan) over medium to long-term investment horizon.
  • Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to Asia Pacific equity volatility and movements in foreign exchanges rates.
  • Possibility of attractive dividend yields and steady capital growth over medium to long term.

Eng  |  BM

What is Environmental, Social and Governance (ESG)?

Investment funds that are ESG-focused are guided by these considerations:

How to Apply?

Make your appointment online at Maybank EzyQ

To talk to our friendly Sales Representatives at a Maybank branch near you.

How to Switch Funds?

For existing policyholders, switch funds conveniently with:

Important Notice

Effective 01/01/2021, Smart Guaranteed Rider will no longer be available for new Smart Flexi Plus plans.


Are you an existing Smart Flexi Plus policy holder?

Should you need more information or any assistance, please contact your sales representative, call Etiqa Oneline (1300 13 8888) or email us at info@etiqa.com.my

Find out more

Click here for Early Cancer Rider Charge

Click here for Early Cancer Rider Charge (BM)

Click for Product Disclosure Sheet (EN | BM)

PIDM protection

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

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