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Legacy Plan

Smart Wealth Insurance

Guaranteed cash payouts for your loved ones. Distribute wealth according to your legacy and wishes.

Why do I need it?


You’ve worked hard to be where you are to build a comfortable lifestyle for you and your family. Maintaining this for your loved ones is challenging, especially when you are no longer around. Smart Wealth will ensure the lifestyle that your family have become accustomed to, continues.

Smart Wealth enhances your retirement plan, and at the same time set aside some wealth to be distributed to your children should you no longer be around.

Features


  • Guaranteed cash payout to your loved ones, should death occur. And, an ADDITIONAL 200% of the Sum Insured will be paid if it is caused by an accident.
  • Guaranteed ADDITIONAL 25% of cash payout1 of the Sum Insured, on top of a disability claim.
  • Guaranteed cash payout if diagnosed with a critical illness2.
  • Guaranteed no medical examination3 if your Sum Insured is RM2,000,000 or below.
  • Guaranteed to waive premiums4 in the event of critical illness, disability or death.

Note:
1Subject to disability prior to age 70 and 5% of the sum insured per year up to 5 years and maximum of RM2,000,000 per life.
2With optional critical illness cover.
3Subject to your health condition and age.
4With optional waiver of premium cover.

This plan covers up to 100 years old, and you can choose your payment tenure from 5,10,15, 20 years or full term.

*Other terms and conditions apply.

Click here to view full Fund Fact Sheets.

Types of Funds Available


Click here to view full Fund Fact Sheets.

What is Environmental, Social and Governance (ESG)?


Investment funds that are ESG-focused are guided by these considerations:

How to Apply?


Make your appointment online at Maybank EzyQ

To talk to our friendly Sales Representatives at a Maybank branch near you.

How to Switch Funds?


For existing policyholders, switch funds conveniently with:

More info


PIDM protection


PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

Important Notes


The information provided on this page is not a contract of takaful plan. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the certificate document.

This plan is underwritten by Etiqa Life Insurance Berhad (201701025113) (Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) and Malayan Banking Berhad (196001000142) is the intermediary in distributing this Plan. Please read and understand the Product Disclosure Sheet (PDS), Brochure and Certificate Wording before signing up.

 


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