Takaful Smart Plus

An investment-linked Family Takaful plan that is Shariah-compliant, Takaful Smart Plus offers:

• Coverage up to the certificate anniversary or prior to the 100th birthday of the Person Covered.*
• Takaful protection when you are young and able. 
• Flexibility for convenience and control as you grow your family.
• 68 Critical Illness coverage upon diagnosis of the listed 68 illnesses.
• Up to RM2.3million Annual Limit for medical coverage with Medic-Plus II. 
• Diverse Shariah-approved investment funds spanning a wide range of Sukuk and Equity securities.*

*Provided the underlying investment funds plus regular contributions are sufficient to sustain charges under the certificate.

• For Malaysians & Non Malaysians
• Aged 18 years to 65 years old
• With children of minimum 14 days old
• When your child turns 16 years old, the certificate may be transferred to your child upon your approval

Note: All applications are subject to a health assessment and relevant questions pertaining to application eligibility.

Effective 29/09/2020, this product is no longer available. Existing Takaful Smart Link Certificate holders should be guided by the following:

• Fund Fact Sheet

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible certificate/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Family Takaful Berhad or PIDM (visit www.pidm.gov.my).

The information provided on this page is not a contract of takaful plan. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the certificate document.

This plan is underwritten by Etiqa Family Takaful Berhad (199301011506) (Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) and Malayan Banking Berhad (196001000142) is the intermediary in distributing this Plan. Please read and understand the Product Disclosure Sheet (PDS), Brochure and Certificate Wording before signing up.