Protection Plan
No medical examinations required.
This is a limited pay whole life insurance protection that offers natural and accidental death benefits until the policy anniversary before the 80th birthday of the life insured.
Savings & Protections
Smart Life Vantage Insurance
A plan that requires no medical examinations, regardless of your health condition.
Why Apply?
Leave a legacy for your loved ones.
Smart Life Vantage offers these benefits to take care of your family’s needs in the event of your unexpected passing:
- No medical examinations required; you are eligible for Smart Life Vantage regardless of your health.
- Full refund of your premiums at maturity, provided that no claim has been made throughout the policy term.
- Maximum premium payment term of 20 years – full benefits until the policy anniversary before your 80th birthday.
- Maximum RM600,0001(3 times the Sum Insured) for accidental death while travelling on public transport.
- Maximum RM400,0001(2 times the Sum Insured) for accidental death barring while travelling on public transport).
- Maximum RM200,0001 for natural death.
Eligibility
- Applicants who are at least 39 years old and less than 65 years old for Plans 1 to 5, or less than 55 years old for Plan 6.
- Only applicable to Malaysian citizens residing in Malaysia, Singapore, and Brunei, or Malaysian permanent residents residing in Malaysia.
Find Out More
Product Disclosure Sheet [English | Bahasa Malaysia]
PIDM protection
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).
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