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Smart Family Medic Plan

A medical plan for you and your family members, with no lifetime limit.

What is Smart Family Medic Plan?


For the first time, enjoy unlimited lifetime limit with Smart Family Medic Plan, a medical plan designed for you and  your family members to cover medical bills (including inpatient or outpatient expenses at the hospital), as well as cash benefits upon diagnosis of covered diseases.

Why Smart Family Medic Plan?


*A deductible amount of RM1,000 per hospitalisation, applicable to in-patient and day care surgery benefits. For example, a deductible is a fixed amount that policyholders pay for eligible medical expenses. If you select this option, you have to pay RM1000 upfront for the expenses incurred, while the insurer pays the balance. Applicable to in-patient and day care surgery benefits.

Why is a medical plan important?



Rising medical costs

Cashless hospital admission with immediate guarantee letters

Access over up to 140 specialists & hospitals nationwide*

*Click here for a list of specialists & hospitals

What are the plans available?


*Subject to overall annual limit. Terms & conditions apply. 

 

Important notes:

1 Upgrade of room & board, policy owner only pays the room and board rate differences.

2 Outpatient Benefits is not subject to RM1,000 deductibles.

3 Communicable Disease Cash Benefit is not subject to overall annual limit & RM1,000 deductibles.

 Only maximum 3 claims, subject to 1 claim per policy year.

Who can purchase Smart Family Medic Plan?


Malaysians and Non-Malaysian* residents aged 14 days to 55 years.

*subject to risk guidelines and other underwriting rules, e.g. residential and working place in Malaysia.

What is the payment term?


Renewable yearly until age 85

Terms and conditions apply


  • Click for Product Disclosure Sheet (EN | BM)
  • Click for Annual Premium Rate Table (EN| BM)
  • Click for Premium Refund Table (EN| BM)
  • Other terms and conditions apply.
  • Need to visit a Maybank branch? Make an appointment online today at www.maybank2u.com.my/ezyq

PIDM protection


The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

Important Notes


The information provided on this page is not a contract of takaful plan. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the certificate document.

This plan is underwritten by Etiqa Life Insurance Berhad (201701025113) (Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) and Malayan Banking Berhad (196001000142) is the intermediary in distributing this Plan. Please read and understand the Product Disclosure Sheet (PDS), Brochure and Certificate Wording before signing up.


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