Back
Talk To Us

Savings & Protections

Smart Cash Xtra Insurance

A protection plan that offers guaranteed cash payouts and life coverage with no health checks required.

Features

Accumulated savings and guaranteed pay-out.


Smart Cash Xtra is a participating endowment plan that provides you with the following benefits:

  • 6 years premium payment term with 20 years of Insurance coverage and yearly guaranteed cash payments
  • Enjoy yearly guaranteed cash payments from the end of the first policy year
  • Additional sum insured for death and TPD due to accidental causes
  • Potential to earn bonuses annually and at maturity, subject to the performance of the fund

 

A stable financial reserve plan for you and your family. 

  • Short term premium payment commitment with essential life insurance protection covering death and total permanent disability (TPD).
  • Receive yearly guaranteed cash payments from the end of the first policy year.
  • Receive a guaranteed maturity benefit at the end of your policy term.
  • Additional sum insured for death and TPD due to accidental causes.
  • Receive potential extra bonuses annually and at maturity, subject to the performance of the fund.

Eligibility


  • Any Malaysians, Singaporeans or Bruneians residing/working in Malaysia aged 14 days to 70 years old (age next birthday).
  • Other nationalities are subject to underwriting.

More info


Download the e-Brochure to find out more.

Click here for Product Disclosure Sheets EN | BM

PIDM protection


The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).


Stand a chance to win the grand prize of a Proton e.Mas 5 worth RM73,000 & 118 other prizes such as the iPhone 17 Pro Max, Dyson V12 Vacuum and more!

Campaign Period: 1 January 2026 – 30 April 2026

Terms & Conditions apply.

Learn More


Blessings All Around You This 2026!

Explore how Maybank helps turn your everyday choices into meaningful festive outcomes. Maximise your blessings with exciting prizes, wealth-building offers, SME business solutions, prosperous saving plans and more!

Terms & Conditions Apply.

Learn More


Fast account opening. Zero currency conversion fee.

Gain entries to win the grand prize of the Proton e.MAS 5 when you invest in unit trusts, bonds and more using the multicurrency Global Access Account-i.

Learn More

Locate a Branch

Find a Maybank branch nearby to you


Other insurance products to choose from