Features
Accumulated savings and guaranteed pay-out.
Savings & Protections
A protection plan that offers guaranteed cash payouts and life coverage with no health checks required.
Accumulated savings and guaranteed pay-out.
Smart Cash Xtra is a participating endowment plan that provides you with the following benefits:
A stable financial reserve plan for you and your family.
Download the e-Brochure to find out more.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

30/04/2026
Stand a chance to win the grand prize of a Proton e.Mas 5 worth RM73,000 & 118 other prizes such as the iPhone 17 Pro Max, Dyson V12 Vacuum and more!
Campaign Period: 1 January 2026 – 30 April 2026
Terms & Conditions apply.
30/04/2026
Explore how Maybank helps turn your everyday choices into meaningful festive outcomes. Maximise your blessings with exciting prizes, wealth-building offers, SME business solutions, prosperous saving plans and more!
Terms & Conditions Apply.
31/12/2026
Gain entries to win the grand prize of the Proton e.MAS 5 when you invest in unit trusts, bonds and more using the multicurrency Global Access Account-i.
An affordable life protection plan that refunds to your total premiums paid.
• Refund of premiums at the end of premium if no claims are made during the policy term
Protect what you have built
Get covered to mitigate negative impact to your workforce by protecting your key personnel
A plan that requires no medical examinations, regardless of your health condition.
• Receive a full refund if no claims are made
• Natural and accidental death benefits until policy anniversary before your 80th birthday
An investment-linked protection created especially for women.
• Coverage for common illnesses in women such as cancers
• Guaranteed Bonus Units of up to 3%
• Choose from Managed and Individual Funds for greater returns