Frequently Asked Questions
Transaction Limits

Frequently Asked Questions

What are the maximum daily limits for my transactions?

Transaction TypeMaximum Daily Limit on Online Banking Channels

Bill Payment
  • No limit if it's Maybank Products & Services
  • RM100,000 for Others, inclusive of Zakat
  • RM50,000 for JomPay

FPX

RM 30,000 per transaction

Max RM 50,000 per day

3rd Party Transfer

RM 30,000*

Interbank Transfer – DuitNow, DuitNow-Transfer & Interbank Giro (IBG)

RM 50,000* (Combined limit for Interbank Transfer)

Assuming you’ve set your daily limit to the maximum amount, here are some examples to help you understand the combined limit:

  • If you’ve made an IBG transaction of RM10,000, you can only transfer up to RM40,000 via DuitNow Transfer (to account) and DuitNow on the same day.
  • If you’ve made an DuitNow Transfer (to account) transaction of RM20,000 and a DuitNow transaction of RM20,000, you can only transfer up to RM10,000 via IBG on the same day.
  • If you’ve made an IBG transaction of RM50,000, you will not be able to make any more fund transfers via DuitNow Transfer (to account) and DuitNow on the same day.

Foreign Telegraphic Transfer (FTT), Maybank Overseas Transfer (MOT), Bakong Transfer and DuitNow Overseas Transfer

Combined Limits

  • From an Individual Account: RM100,000
  • From a Sole Proprietor Account: RM150,000

Assuming you have set your daily limit to the maximum amount, here are some examples to help you understand the combined limit better:

For Individual Account/s (Combined daily limit: RM100,000)

ScenarioAssumed Transferred AmountRemaining Amount Available for Same-Day Transfer

Example 1

Current transfer amount is RM75,000 via:

  • FTT: RM35,000
  • MOT: RM40,000

Remaining of RM25,000 can be transferred via:

  • FTT or MOT: Up to RM25,000, or
  • Bakong Transfer: Up to RM10,000*, or
  • DuitNow Overseas Transfer: Up to RM3,000*

Example 2

Current transfer amount is RM100,000 via:

  • FTT: RM60,000
  • MOT: RM40,000

You have reached your daily transfer limit. You can make new transfers the next day.

*Please note that the sub-limit for Bakong Transfer and DuitNow Overseas Transfer’s are still maintained at RM10,000 and RM3,000 daily, respectively.

For Sole Proprietor Account/s (Combined daily limit: RM150,000)

ScenarioAssumed Transferred AmountRemaining Amount Available for Same-Day Transfer

Example 1

Current transfer amount is RM70,000 via:

  • FTT: RM30,000
  • MOT: RM40,000

Remaining of RM80,000 can be transferred via:

  • FTT or MOT: Up to RM80,000

Example 2

Current transfer amount is RM150,000 via:

  • FTT: RM100,000
  • MOT: RM50,000

You have reached your daily transfer limit. You can make new transfers the next day.

 

 

Visa Direct

RM 7,500

Western Union

RM 9,999

Tabung Haji Own Transfer

RM 10,000

Tabung Haji 3rd Party Transfer

RM 5,000

eWallet Top-up

RM 250 per day

RM 1,000 per day by entering your Maybank2u login credentials and Secure2u/TAC if the RM 250 limit has been exceeded (available for all ShopeePay and GrabPay users)

MIGA-i Transfer

RM 30,000

ASNB Own Account Transfer

RM 50,000

ASNB 3rd Party Transfer

RM 10,000

Online Prepaid & Game Credit Reload

Mobile Reload - RM 500 for all providers

Game Reload - RM 500 for all providers

QRPay (via MAE app)

RM 1,000

Cross-Border DuitNow QR

RM 1,000 or equivalent to RM 1,000 in foreign currency

ATM Cash Out (via MAE app)

As per Debit Card limit

Cardless withdrawal (via M2U MY app)

RM 300

*A customer can have the flexibility to enjoy a higher transfer limit based on the total investable assets with the bank.