You and/or your joint accountholders will need to present the following documents at Maybank/Maybank Islamic branch where you are opening your account:
|Tenure||1 month up to 60 months||1 - 12 months|
|Minimum Placement||1 month - RM5,000
2 months and above - RM1,000
Upon maturity of PNA-i, the Bank will pay the principal amount to you. The profit will be paid by setting off the security deposit (Hamish Jiddiyah) which has already been paid to your account upfront.
Partial withdrawal is not allowed. For early withdrawal:
|Tenure||Profit to be paid|
|3 months and below||No profit will be paid|
|More than 3 months||50% of profit based on actual number of days of placement|
You will not be able to convert your IFD-i to PNA-i. You have to close your existing IFD-i account and open a new PNA-i.
Should you hold more than one PNA-i accounts, you are still only entitled to claim more than one claim provided that you are the primary accountholders of the account.
|Primary Accountholder||→||Secondary Accountholder||→||Coverage Entitlement|
|ALI||MARIA||The total claim for 3 accounts is RM10,000|
The submission for PATC claim is to be done at the accountholder's HOME BRANCH.