|Payment Initiated by Customers||*Funds Received by Beneficiaries|
|Business Days (Mon-Fri)||Before 5:00 am||Same business day||By 11:00 am|
|5:00 am to 8:00 am||By 2:00 pm|
|8:01 am to 11:00 am||By 5:00 pm|
|11:01 am to 2:00 pm||By 8:20 pm|
|2:01 pm to 5:00 pm||By 11:00 pm|
|After 5:00pm||Next business day||By 11:00 am|
|Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)||Next business day||By 11:00 am|
Note: For unsuccessful Interbank GIRO transaction that was performed on the same day by 5:00 pm,
The customer will receive the fund on the next business day by 11:00 am, under normal circumstances.
You can do transfers to your own or 3rd party (Savings and Current accounts only) at participating banks. Transfers to business accounts is allowed. Transfers to payee corporations account under Maybank is not allowed.
You can make credit card payments to Alliance Bank, AmBank, Bank Islam, Bank Simpanan Nasional Bhd, CIMB Bank, Citibank, Eon Bank, Hong Leong Bank, HSBC, Public Bank, RHB Bank, OCBC Bank, Standard Chartered and United Overseas Bank Berhad, while loan payments can be made to Affin Bank/Affin Islamic Bank, Bank Kerjasama Rakyat Malaysia, Citibank, Deutsche Bank (Malaysia) Berhad, Eon Bank, Hong Leong Bank, HSBC, OCBC Bank Malaysia, Public Bank, RHB (excluding Hire Purchase) and United Overseas Bank Berhad.
Please note: Bank Kerjasama Rakyat Malaysia does not accept online funds transfer for Ar Rahnu and Az Zahab repayment.
The Interbank GIRO service is available 7 days a week, from 4:30am to 12:00am (midnight).
You may make hire purchase payments to AmBank, Bank Simpanan Nasional Bhd, Eon Bank and Public Bank. Transfers to other banks will not be accepted.
If you want to transfer more than RM30,000, you will have to do another transaction the next day or you may also do a transfer via ATM.
No, you may not increase your limit per transaction. This is pre-automated.
Yes, you will be required to pay the RM0.11 (Service fee RM0.10 + GST RM0.01) each time you make a funds transfer.
You may use the same TAC number for only 2 hours. To avoid requesting for TAC each time, you may go to Interbank Maintenance to maintain your Favourite Interbank Account.
For loan payments to Public Bank, you must key in your 10 digit Account No., plus 5 digit Note ID No. i.e. 90010. If you do not enter the extra 5 digits, your transfer will be rejected.
If the recipient has an e-mail address, you can send automatic an e-mail notification when you do the transfer. (This function cannot be used for "Future Transfers".) Otherwise, it is advisable to call or fax the recipient.