Debit Card

MyDebit Kawanku

  • Annual Fee:

    No Annual Fee

For new issuance and replacement of Debit Cards, card members are required to perform at least one (1) successful PIN transaction at Point-of-Sales (POS) terminal to activate the contactless payment feature on the card.


  • Maybank MCCS Kawanku MyDebit Card is a non-scheme debit card to cater for payment at Point-of-Sale (POS) / ATM functions leveraging on Paynet network.
  • The Card can only be used at the MyDebit accepted merchants for so long as there is the equivalent amount of cash balance in the Account at the point of transaction (subject always to such limit as may be determined by Maybank).
  • All transactions is in Ringgit Malaysia only.
  • The card is not linked to M2U.
  • The card is not accepted for online transaction.
  • Transaction at Maybank SST (ATM/SRM) and MEPS interbank network within Malaysia only.

Who can apply?

  • Maybank MyDebit Kawanku Card is offered to customers from selected sanctioned countries by invitation (non-Malaysian).

How to apply?

The issuance of cards only can be done at selected branches as below:

  • KL Main (branch code 14011)
  • Johor Bharu (branch code 01011)
  • Penang Main Branch (branch code 07013)
  • Kuching Main Branch (branch code 11038)
  • Kota Kinabalu Main Branch (branch code 10013)
  • Jalan Tun Razak (branch code 14057)
  • Menara PNB SC (branch code 14936)
  • Menara Perkeso (branch code 14422)
  • Menara Felda, Platinum Park SC (branch code 14927)
  • Taman Setiawangsa (branch code 12183)

Fees and Charges

Card Issuance Fees

Card Issuance

Fees & Charges

Opening new account


Annual service fee


Card replacement due to faulty chip


Renewal (after 7 years expiry date)

*1 year before and 1 year after card expiry date

Replacement due to lost/stolen/damaged card, forgotten PIN


Transaction Fees



First four (4) cash withdrawals in a month at any Maybank ATM


Fifth withdrawal and above in a month

RM0.50 per withdrawal (charge will be debited directly from account at the end of each transaction)
*Fee waived if you have a balance of above RM5,000 at time of withdrawal (optional) or single transaction of maximum withdrawal of RM1,500 and above
*Unlimited withdrawal at any Maybank ATM : RM8 per annum

Cash withdrawal at other domestic banks' ATMs

RM1 per withdrawal (charge will be debited directly from account at the end of each transaction)

Non-cash ATM transactions such as e-balance enquiry, fund transfer to any Maybank account, local cheque deposit, cash deposit, etc

Retail purchase at merchants/retailers


Penalty fee on overdrawn account


e-Debit at merchant/retailers


Unlimited withdrawal at any Maybank ATM

RM8 per annum

Sales draft retrieval fee

RM15 per copy sales draft