Apply Now

Savings Account

imteen Account

Online savings account with high interest rates for teens from 12 to 18 years old





Especially for Teens

Enjoy cash rewards for excellent grades with high interest rates

With this account, you get:

  • Cash rewards when you excel in PT3, SPM, STPM/A-Levels and degree-level examinations subject to a minimum account balance of RM1,000.
  • Multi-tiered interest rate: earn a one-month Fixed Deposit rate from your savings account, subject to 1 withdrawal per month for six consecutive months
  • Free Personal Accident (PA) coverage of up to RM30,000 when you maintain a minimum account balance of RM1,000 for teenagers aged 12 to below 18 years old. Terms & Conditions apply.
  • Spending limit of RM500 a day on selected withdrawals via over-the-counter,, ATM, EFTPOS, MEPS and Regional Switch.


* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

How to Apply

For teenagers between 12 to 18 years old

To apply:

Visit a Maybank branch near you with your primary documents and parent/guardian.

Required Documents:

  • Original Identity Card (IC) and birth certificate of teenage applicant
  • Parents'/Guardian's IC and other supporting documents to verify parentage or guardianship

It is compulsory to provide an indemnity letter signed by parents or guardians to open a new imteen account as well as to access Internet banking facilities via and Maybankard.

*Once attained the age of 18 and above, the account will be re-classified to Personal Saver or Kawanku Savings Account. Account number and ATM charges will remain and customers may continue to operate the account with all the existing services as usual.


What interest rates can you expect from us?

Savings Band Interest Rates (% p.a.)
Up to RM50,000 1.50
Above RM50,000 0.20

*Effective from 9 July 2020

All interest / dividend rates quoted may change without prior notice. Please contact the nearest Maybank branch for the latest rates

Interest is credited twice (2) a year on 30th June and 31st December

Kawanku Savings rate will apply if you do not maintain the account for a period of 6 months.

Kawanku Savings rate will apply for account holders 18 and above.

  • Stamping fees for Indemnity Letter: RM10
  • Replacement of ATM/bankcard: RM12
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

Academic Cash Reward

What can you expect?

Academic Cash Reward

Examination Excellent Grades Cash award
PT3 7As RM100 per accountholder
SPM *8As / A+ RM200 per accountholder
STPM/A-Levels 5As / 4As and MUET Grade 6 RM300 per accountholder
University Degree 1st Class Honours RM500 per accountholder

*For SPM, ‘A-' is not entitled.

How to qualify

Maintain RM1,000 in the account during the examination year for PT3, SPM, STPM / A-Levels until the date of submission for the Cash Award.

1st Class Honours Degree

The account must be opened before the holder reaches the age of 18. At the age of 18, the accountholder must maintain RM1,000 in the account until the date of submission for the Cash Award.

Claiming the Cash Award

The Cash Award claims must be performed at the accountholder's home branch within one (1) month from the official results announcement.

The Cash Award may only be claimed once regardless of the number of savings accounts held by the imteen accountholder.

Click here for Academic Excellence Cash Award Claim Form

Locate a branch

Find a Maybank branch nearby you

You might also need these accounts