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Mudarabah IA

Zest-i

The account that rewards you all year long

An account that may earns you profit returns and the chance to win prizes every month!

  • Minimum placement:

    RM50


Zest-i

RM50 is all you need to open an account


With this account, you get:

  • All year long, prizes to be won!
  • Earn potential profit from your investment based on a previously profit sharing ratio with the Bank. Profits are paid monthly and are not subject to balance band or number of withdrawal.
  • Maybank2u or Maybank app is accessible at anytime, anywhere.
  • Get coverage with a takaful protection up to RM50,000 Personal Accident Takaful.

Options for withdrawal:

  • Access to over 2,500 MEPS ATMs nationwide.

Yearlong Prizes

Opportunity to win attractive prizes


Category

Prizes

Minimum Average Daily Balance for 1 Entry

Maintain Month End Balance

Monthly

8 x First Prize

Apple MacBook Air

RM200

RM200

8 x Second Prize

Apple IPhone 12 128GB

24 x Third Prize

RM1,000 Cash

Quarterly

1 x Grand Prize

Proton X50 1.5T Premium

RM300

RM300

24 x Consolation Prize

RM1,000 Cash

Half-Yearly

1 x Grand Prize

30g MIGA-i Gold

RM400

RM400

32 x Consolation Prize

RM1,000 Cash

Grand Prize

1 x Grand Prize

1kg MIGA-i Gold

RM500

RM500

8 x Consolation Prize

10g MIGA-i Gold


*Effective 1st April 2021

How to Apply

For all local & foreigner aged 18 and above only


STEP 1

STEP 2

STEP 3

Open a Zest-i Account at your nearest Maybank Branch

MAKE AN APPOINTMENT

Invest as low as RM200 to be in the running to win prizes

Maintain a minimum Month End Balance of RM200


Note:

  • Available account type: Individual or Joint Account
  • Bring your original Identity Card (Malaysian) or Passport (foreigner) during your branch visit.
  • Zest-i account is not protected by PIDM.
  • Maybank Islamic is a member of PIDM

 

Rates, Fees and Charges

What kind of rates, fees and charges to expect?


Indicative Profit Rates: 

Indicative Profit Rate (% p.a.)Profit Sharing Ratio
  Investor Bank
0.05
1 99
*Effective from 16 April 2021 to 15 May 2021


Free Takaful coverage:

Account balanceSum covered
  Death / PD Medical expenses
RM3,000 - RM5,000 RM5,000 RM1,000
RM5,001 - RM50,000 Based on account balance RM2,000
Above RM50,000 RM50,000 RM3,000

Fees and charges:

  • Replacement of ATM/bankcard: RM12
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

Click here to see all banking fees.

Fund Performance Reports


Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)

Click here to view Investment Account Fund Performance Report (Q4 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)


Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)

Terms and Conditions


Click here for PIDM's DIS Brochure.

Click here for terms and Condition of Zest-I Account

Click here for terms and Conditions of Specific term & Condition

Click here for Product Disclosure Sheet (PDS)

Locate Us

Find a Maybank branch near you


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