MUDARABAH IA
A Shariah-compliant investment account that offers great rewards and returns. Win prizes worth up to RM5 million with a minimum placement from RM200!
Offer Period: 1 Jan to 31 Dec 2026
Make a minimum placement from RM200 in your Zest-i Account to stand a chance to win prizes worth up to RM5 million throughout the year. Could you be one of our 2026 winners?
Check the details below to find out your eligibility to win prizes based on your Average Daily Balance (ADB) and Month End Balance (MEB) in our Shariah-compliant investment account.
* cash credited into Zest-i Account
** winners for the State Draw are selected from every state
|
Existing Maybank/Maybank Islamic customers |
New Maybank/Maybank Islamic customers |
Click here to find out how Prize Draw entries are earned (refer to the Mechanics section.)
The Zest-i Account is open to everyone! It’s a Shariah-compliant investment account that gives you the opportunity to win amazing prizes throughout the year - while earning a monthly potential profit.
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Win year-round prizes |
Place a minimum of RM200 for chances to win yearly, quarterly, monthly and special monthly prizes! |
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Earn potential profit |
You will earn an indicative profit rate based on a profit-sharing ratio. |
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Easy account management |
Manage your account using the MAE app or Maybank2u web. |
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Wide ATM access |
Access your account at over 2,900 Maybank/Maybank Islamic and international ATMs. |
Who can apply?
Minimum placement to open a Zest-i Account
Open an account from just RM50 (first-time applicants only).
We are pleased to announce the Zest-i Account winners.
Congratulations to all winners and thank you for your support.
Continue to invest in Zest-i Account and be in the running to win attractive prizes every month!
Click here for Product Disclosure Sheet
Click here for Terms and Conditions
Click for Specific Terms & Conditions of Zest-i Account (Eng | BM)
Click for Specific Terms & Conditions of Zest-i Account (Eng | BM) - effective 1 August 2026
Here’s the indicative profit rate and profit sharing ratio comparison between investors and bank:
|
Indicative Profit Rate |
Profit Sharing Ratio | |
|---|---|---|
|
Investor |
Bank |
|
|
0.05% p.a. |
1 |
99 |
*Profit payments are made on a monthly basis
*Effective from 16 July 2026 to 15 August 2026
From 16 August 2022, we'll use the 'Split Tier' method for profit calculation. It separates account balances into different rate tiers.
Click here for Frequently Asked Questions (FAQ).
Klik di sini untuk Soalan Lazim.
Click here to view Investment Account Fund Performance Report (Q1 2020)
Click here to view Investment Account Fund Performance Report (Q2 2020)
Click here to view Investment Account Fund Performance Report (Q3 2020)
Click here to view Investment Account Fund Performance Report (Q4 2020)
Click here to view Investment Account Fund Performance Report (Q1 2021)
Click here to view Investment Account Fund Performance Report (Q2 2021)
Click here to view Investment Account Fund Performance Report (Q3 2021)
Click here to view Investment Account Fund Performance Report (Q4 2021)
Click here to view Investment Account Fund Performance Report (Q1 2022)
Click here to view Investment Account Fund Performance Report (Q2 2022)
Click here to view Investment Account Fund Performance Report (Q3 2022)
Click here to view Investment Account Fund Performance Report (Q4 2022)
Click here to view Investment Account Fund Performance Report (Q1 2023)
Click here to view Investment Account Fund Performance Report (Q2 2023)
Click here to view Investment Account Fund Performance Report (Q3 2023)
Click here to view Investment Account Fund Performance Report (Q4 2023)
Click here to view Investment Account Fund Performance Report (Q1 2024)
Click here to view Investment Account Fund Performance Report (Q2 2024)
Click here to view Investment Account Fund Performance Report (Q3 2024)
Click here to view Investment Account Fund Performance Report (Q4 2024)
Click here to view Investment Account Fund Performance Report (Q1 2025)
Click here to view Investment Account Fund Performance Report (Q2 2025)
Click here to view Investment Account Fund Performance Report (Q3 2025)
Click here to view Investment Account Fund Performance Report (Q4 2025)
Click here to view Investment Account Fund Performance Report (Q1 2026)
Maybank Islamic is a member of PIDM. Zest-i Account is not Protected by PIDM.
* Click here for PIDM's DIS Brochure.
* Click here for List of Insured Deposits.
Congratulations to all winners and thank you for your support.
Continue to place in Zest-i Account and be in the running to win attractive prizes every month!
Click here for the list of winners.
Celebrate the season of abundance with exclusive online-only promo rates. Make your eIFD-i placement via Maybank2u web for higher returns this festive period. T&C apply.
Campaign Period: 15 January 2026 – 28 February 2026*
*or until campaign limits for FPX have been reached, whichever is earlier.
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