Back
Talk To Us

Mudarabah IA

Golden Savvy Account-i

Investing in your golden years, the Islamic way

Benefits

Based on the Shariah contract of Mudarabah, which means profit sharing. 


The Golden Savvy Account-i is a Daily Fund-i individual product. Please refer to this Product Disclosure Sheet for more information. 

Click here for Terms and Conditions

With this account, you get:

  • Potential to earn higher returns with indicative profit rate.
    Profits gained from investment are shared between Customer and Bank based on a previously agreed profit sharing ratio. Profits are paid monthly and are not subject to balance band or number of withdrawals.
  • NO Service Charge on Foreign Telegraphic Transfer (FTT). Service charges waived for over-the-counter transactions not exceeding RM5,000.
  • Access to Maybank2u.com for greater convenience.
  • Access 2,800 ATMs nationwide, and via PLUS network worldwide
  • Go cashless with Maybankard Visa Debit 

* Not Protected by PIDM

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits

How to apply

For individuals aged 50 and above only.


To apply:

Visit a Maybank branch near you with your primary documents.

Available accounts:

  1. Personal
  2. Joint account with a maximum of 3 secondaries from any age groups

Required Primary Documents:

  • Original Identity Card (IC) for Malaysians and Passports for foreigners
  • Other documentary evidence required by the authorities according to the purpose of your visit /stay in Malaysia

Apply now at www.maybank2u.com.my.

Rates

What kind of rates, fees and charges to expect?


Indicative Profit Rate (% p.a.) Profit Sharing Ratio
Investor Bank
0.20 (for up to RM200,000) 5 95
0.45 (for above RM200,000) 12 88

*Effective from 16 April 2021 to 15 May 2021

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016) 

Click here to view Investment Account Fund Performance Report (Q3 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017) 

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)


Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)

Fees & Charges

What fees and charges can you expect?


Fees & Charges

  • Replacement of ATM/bankcard: RM12
  • Replacement of lost savings passbook : RM15 (inclusive of stamp duty)
  • Replacement of savings passbook due to poor handling : RM10
  • Early closure of account within 3 months of account opening: RM20
  • Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

Click to see all banking fees.

 

Locate Us

Find a Maybank branch near you


Other accounts to choose from