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Fixed Deposit

Prosperous Now Account-i

Instant cash when you sign up




With this account, you get:

  • *A security deposit (Hamish Jiddiyah) will be credited into your account upon fund placement. Upon maturity of your deposit, the Bank will pay the principal amount as the profit will be offset by the security deposit that was paid upfront.
  • Islamic Term Deposits based on the Shariah concept of Commodity Murabahah (cost-plus-sale) where a specific asset as deemed fit by the Bank is identified and used as the underlying asset for the sale and purchase transaction between Bank and Customer.
  • Higher profit rates than a normal Islamic savings account.
  • Choice of tenure from 1 month up to 12 months.
  • Profit rates that are fixed upfront
  • Free Personal Accident Takaful Coverage plus medical and funeral expenses (accident only)*
  • Acceptance as collateral for Banking facilities*

* Terms and conditions apply.

Click for Product Disclosure Sheet (PDS) and Terms and Conditions


* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

How to Apply

For all individuals aged 18 and above only. Joint accountholders (maximum 4 persons). Business Enterprises. Associations/Clubs/Societies/Organizations. Trustees. Foreigners. Professionals. Government and Corporate Funds

To apply:

Visit a Maybank or Maybank Islamic branch near you with your primary documents.

Required documents:           

  • Valid MyKad for Malaysians
  • Valid Passports for Foreigners and other documentary evidence required by authority according to the purpose of visit/stay in Malaysia


What rates can you expect from us?

Tenure Profit Rate (% p.a)
1 month 1.40
2 months 1.55
3 months 1.60
4 months 1.60
5 months 1.60
6 months 1.70
7 months 1.70
8 months 1.70
9 months 1.70
10 months 1.70
11 months 1.70
12 months 1.75

Effective from 9 July 2020

Click here
 for Terms and Conditions on Premature Withdrawal

Click here to view sample 31 days' prior written notice

Discontinuation of certificate issuance for Prosperous Now! Account-i placement for retail customers.

Effective 7 December 2019, Maybank Islamic Berhad will no longer be issuing certificates for new placements made over-the-counter (OTC) by retail individual customers. However, an acknowledgement slip will be provided to customers as evidence of the placement made.

The implementation of Certless placements will provide greater convenience for customers as presentation of placement slips for the upliftment of the Prosperous Now! Account-i will no longer be required from that date.

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