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Fixed Deposit

Islamic Fixed Deposit-i

An Islamic Term Deposit with pre-determined profit rate

  • MINIMUM DEPOSIT:

    RM1,000 (for 2 months and above) to RM5,000 (for 1 month)
    RM500 (for in-trust and minor for any tenure)

Benefits

An Islamic term deposit based on the contract of Commodity Murabahah.   


With this account, you get:

  • Islamic Term Deposits based on the Shariah concept of Commodity Murabahah (cost-plus-sale) where a specific asset as deemed fit by the Bank is identified and used as the underlying asset for the sale and purchase transaction between Bank and Customer.
  • Higher profit rates than a normal Islamic savings account.
  • Flexibility of tenure from 1 month up to 60 months.
  • Profits paid either monthly, half yearly or upon maturity.
  • Free Personal Accident Takaful Coverage plus medical and funeral expenses (accident only)*
  • Acceptance as collateral for Banking facilities*

* Terms and conditions apply.

         

* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

Click for Product Disclosure Sheet (PDS) and Terms and Conditions

How to apply


To apply:

Visit a Maybank or Maybank Islamic branch near you with your primary documents.

Available accounts:

  1. Individual aged 18 years and above
  2. Joint accountholders (maximum 4 persons)
  3. In-trust and Minor
  4. Business Enterprises
  5. Associations/Clubs/Societies/Organizations
  6. Trustees
  7. Foreigners
  8. Professionals
  9. Government and Corporate Funds

Required documents:           

  • Valid MyKad for Malaysians
  • Valid Passports for Foreigners and other documentary evidence required by authority according to the purpose of visit/stay in Malaysia

Rates

What rates can you expect from us?


TenureRate (% p.a)
1 month 1.50
2 months 1.65
3 months 1.70
4 months 1.70
5 months 1.70
6 months 1.80
7 months 1.80
8 months 1.80
9 months 1.80
10 months 1.80
11 months 1.80
12 months 1.85
13 - 24 months 1.85
25 - 35 months 1.85
36 - 47 months 1.90
48 - 59 months 2.00
60 months 2.10

Effective from 9 July 2020

Click here for Terms and Conditions on Premature Withdrawal

Click here to view sample 31 days' prior written notice


Discontinuation of certificate issuance for Islamic Fixed Deposit-i placement for retail customers.

Effective 7 December 2019, Maybank Islamic Berhad will no longer be issuing certificates for new placements made over-the-counter (OTC) by retail individual customers. However, an acknowledgement slip will be provided to customers as evidence of the placement made.

The implementation of Certless placements will provide greater convenience for customers as presentation of placement slips for the upliftment of the Islamic Fixed Deposit-i will no longer be required from that date.


Optimumkan Pulangan Pelaburan dengan Pembiayaan ASB/-i


Dapatkan pelaburan jangka panjang yang lebih stabil dan terjamin dengan Pembiayaan ASB/-i dengan kadar pembiayaan serendah 3.55% setahun.

Mohon dalam talian di Maybank2u sekarang dan lihat pulangan pelaburan anda berkembang.

Klik di sini untuk maklumat lanjut.

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Find a Maybank branch nearby you


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