Maybank Work+ creates synergy between employers and employees by offering comprehensive payroll and banking solutions, including streamlined payroll, optimised operations and exclusive benefits for employees.
Maybank Work+ for Employer
Maybank Work+ for Employee
A unified solution that combines payroll management with banking services to simplify processes for employers and offer benefits to employees.
Maybank and Maybank Islamic are members of PIDM. Protection by PIDM is subject to insurability criteria. Please refer to the list of insured deposits displayed at maybank2u.com.my for further details.
Click here for PIDM's DIS Brochure.
Perks for your business
Streamline payroll, boost cash flow, and unlock staff benefits, all at no extra cost when you perform a minimum monthly salary credit of RM10,000 or more into a Maybank or Maybank Islamic account. 
Enhanced payment flexibility
- Broader card acceptance & QR payments via Maybank Card Terminals.
Complimentary Subscription
- 6 months complimentary on Accounting Solutions (AutoCount, Bukku, Financio and SQL)
- Get 18-months-worth of subscription fees as cashback, when you sign up for Kakitangan's 24-months plan
Optimised business operations
Dedicated platform on Maybank2E and Maybank2u Biz:
- Streamlines payroll and transactions.
- Preferential transactional pricing.
Flexible online financing up to RM20 million
- Financing under RM500,000 approved in just 10 minutes.
Earn higher stable profit
- For Fixed Deposit/-i.
Get preferential foreign exchange rates
- Secure your rates and request for quote online. No more back and forth from dealers.
Discounted premium up to 15%
for Group Personal Accident Coverage.
Enhanced employees' remuneration plan
- Your staff enjoys preferential rates across financing, savings and investment solutions - all through Work+ salary account.
- Enjoy personalised wealth advisory and dedicated personnel support with Maybank Premier or Maybank Privilege, if the employee is eligible.
Stop Counting Envelopes. Start Paying Digitally.
Modernise your payroll for unbanked workers with the Maybank x Merchantrade solution.
Exclusive for Maybank Work+
Your foreign workforce is a vital part of your success. We help you provide them with the modern financial tools they deserve while making your business more efficient.
Modernise your payroll for unbanked workers with the Maybank x Merchantrade solution.
Exclusive for Maybank Work+
Your foreign workforce is a vital part of your success. We help you provide them with the modern financial tools they deserve while making your business more efficient.
Perks for your employees
Give your employees more than just salary - offer them rewards, savings, and financial well-being. 
Fixed Deposit/-i
- Additional returns of up to 0.20% p.a. on top of board rate for Fixed Deposit Account/-i.
ASB Financing/-i
- Margin of financing of up to 105%.
- Financing amount from RM10,000 to RM200,000.
Salary Financing-i
- Preferential financing rate.
- Financing tenure of up to 10 years.
Hire Purchase/-i
- Margin of financing up to 90%.
- Financing tenure up to 108 months.
Home Financing/-i
- Preferential financing rate.
- Margin of financing of up to 95% of property's value.
Maybank Credit Card/-i
- Annual income requirement as low as RM24,000.
- Lifetime fee waivers for qualifying card.
- Applicable to selected Maybank Credit Card/-i.
Travel Insurance/Takaful
- Cashless Medical Care* with a Guarantee Letter support for overseas hospital admission, available by contacting the Etiqa 24/7 hotline.
*Travel Insurance/Takaful coverage is activated upon sign-up for the respective product
Motor Insurance/Takaful
- Up to 30% cash rebate with Etiqa Cashback by Driving Less, a benefit that rewards.
Householder/ Houseowner Insurance/Takaful
- Protection* of household contents and premises against natural disasters, fire, theft and other crimes.
*Householder/ Houseowner Insurance/Takaful coverage is activated upon sign-up for the respective product
Personal Accident Insurance/Takaful
- Insurance / Takaful product available for sign up - Hero15, PesonaLady & Income Protect.
- Benefits upon sign up of the products inclusive Accidental death benefit, Male & Female cancer coverage and Child education fund
Global Access
- Enjoy zero currency conversion fees when using the MAE app.
- Spend easily worldwide with a multi-currency debit card with Mastercard World privileges
- Travel medical coverage up to USD100,000 by Mastercard World.
Who can apply?
Any company using Maybank platforms such as Maybank2u, Maybank2u Biz or Maybank2E to transfer payroll of a minimum of RM10,000 into employees' Maybank salary accounts.
How to sign up?
Select a tab below that best describes your current status.
Step 1:
Register Online for Maybank Work+
Step 2:
Click here for Maybank Work+ Employer Terms & Conditions (ENG)
Click here for Maybank Work+ Employer Terms & Conditions (BM)
Click here for Maybank Work+ Employer FAQ
Register Online for Maybank Work+
Step 2:
| What you have/ | What you need to do |
| I have subscribed to | Perform monthly salary credits of RM10,000 or more to Maybank accounts, and Maybank Work+ will be activated. |
| I have not subscribed to |
|
Click here for Maybank Work+ Employer Terms & Conditions (ENG)
Click here for Maybank Work+ Employer Terms & Conditions (BM)
Click here for Maybank Work+ Employer FAQ
- If you haven't opened your Maybank Business Account, click here.
- Complete the UPAM application form and gather the required documents listed.
- Submit the completed application documents at any Maybank branch.
- Perform monthly salary credits of RM10,000 or more to Maybank accounts, and Maybank Work+ will be activated.
Promotions
Stand to win Jetour T2, travel vouchers, cash prizes and more!
Make every business move more rewarding! Sign up for Maybank Work+ if you haven't already and register to join the campaign and stand a chance to win amazing prizes.
Make every business move more rewarding! Sign up for Maybank Work+ if you haven't already and register to join the campaign and stand a chance to win amazing prizes.
Congratulations to the winners who have won RM5,000 cash prize.
You could be the next winner! Continue transacting with us to earn more entries for a higher chance of winning.
Click here to view: Grand Prize X 2 winners
Click here to view: Q1 (June 2025 - August 2025) Cash Prize X 10 winners
Click here to view: Q2 (September 2025 - November 2025) Cash Prize X 10 Winners
Click here to view: Q3 (December 2025 - March 2026) Cash Prize X 10 Winners
You could be the next winner! Continue transacting with us to earn more entries for a higher chance of winning.
Click here to view: Grand Prize X 2 winners
Click here to view: Q1 (June 2025 - August 2025) Cash Prize X 10 winners
Click here to view: Q2 (September 2025 - November 2025) Cash Prize X 10 Winners
Click here to view: Q3 (December 2025 - March 2026) Cash Prize X 10 Winners
Click here for PIDM's DIS Brochure.
Work+ benefits are available when your salary is credited into a Maybank or Maybank Islamic account.
Perks for self-employed/ employed individuals
Enjoy special rates for investment and financing banking products, as well as exclusive credit card benefits and comprehensive Insurance/Takaful coverage. 
Fixed Deposit/-i
- Additional returns of up to 0.20% p.a. on top of board rate for Fixed Deposit Account/-i.
ASB Financing/-i
- Margin of financing of up to 105%.
- Financing amount from RM10,000 to RM200,000.
Salary Financing-i
- Preferential financing rate.
- Financing tenure of up to 10 years.
Hire Purchase/-i
- Margin of financing up to 90%.
- Financing tenure up to 108 months.
Home Financing/-i
- Preferential financing rate.
- Margin of financing of up to 95% of property's value.
Maybank Credit Card/-i
- Annual income requirement as low as RM24,000.
- Lifetime fee waivers for qualifying card.
- Applicable to selected Maybank Credit Card/-i.
Travel Insurance/Takaful
- Cashless Medical Care* with a Guarantee Letter support for overseas hospital admission, available by contacting the Etiqa 24/7 hotline.
*Travel Insurance/Takaful coverage is activated upon sign-up for the respective product
Motor Insurance/Takaful
- Up to 30% cash rebate with Etiqa Cashback by Driving Less, a benefit that rewards.
Householder/ Houseowner Insurance/Takaful
- Protection* of household contents and premises against natural disasters, fire, theft and other crimes.
*Householder/Houseowner Insurance/Takaful coverage is activated upon sign-up for the respective product
Personal Accident Insurance/Takaful
- Insurance/ Takaful product available for sign up - Hero15, PesonaLady & Income Protect.
- Benefits upon sign up of the products inclusive Accidental death benefit, Male & Female cancer coverage and Child education fund
Global Access
- Enjoy zero currency conversion fees when using the MAE app.
- Spend easily worldwide with a multi-currency debit card with Mastercard World privileges
- Travel medical coverage up to USD100,000 by Mastercard World.
20% OFF discount for CTOS Credit Report
As a Maybank Work+ Employee, you'll receive a one-time 20% discount on your CTOS Credit Report to gain better visibility into your credit health.
As a Maybank Work+ Employee, you'll receive a one-time 20% discount on your CTOS Credit Report to gain better visibility into your credit health.
Who can apply?
| Type of enrolment | Requirement |
| Self-enrolment |  Individuals with a Current/-i, or Savings/-i set as their payroll account  Individuals with a minimum monthly salary of RM2,000  Applicable for working professionals or self-employed individuals Note: Employees of companies participating in the Maybank Work+ Programme is automatically enrolled. |
| Enrol via company |  Individuals who are employed by any of the companies participating in Maybank Work+ Programme |
How to sign up?
Join the Maybank Work+ Programme in 3 simple steps and unlock your perks today.
- Open a Maybank/Maybank Islamic Account via the MAE application or Maybank2u website.
- Register for Maybank Work+ via the online form available on the Maybank2u website.
- Update the details of your salary account to Maybank/Maybank Islamic. Once your salary is credited, Maybank Work+ perks will be activated instantly.
Click here for Maybank Work+ Employee Terms & Conditions
- Visit any of the Maybank branches near you. Bring along the required documents listed.
- For Malaysians: Valid Identity Card (IC)
- For Foreigners: A valid passport, along with a valid working permit and visa (if applicable)
- Letter of confirmation from employer
- Request the Maybank Work+ Employees form from the staff and complete it.
- Update the details of your salary account to Maybank/Maybank Islamic.
Once your salary is credited, Maybank Work+ perks will be activated instantly.
Promotions
Move your salary to Maybank Work+ and unlock exclusive perks with a chance to win a Proton e.MAS 5, holiday vouchers worth RM12,000 and more!
Campaign Period: 1 May 2026 - 31 December 2026. Terms & Conditions apply.