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WORKING CAPITAL FINANCING

SME Fixed Deposit Extra / -i

Get working capital financing of up to 200% against Fixed Deposit/ Islamic Fixed Deposit-i as a collateral. This financing is suitable to support daily operational needs for a business which is involved in government contracts and import/export activities.

EN BM

Who Can Apply

Sole-Proprietor, Partnership, Private Limited Companies & Professional Firms

How to Apply

Purpose of Financing

  • Working Capital

Types of Facility

  • Term Loan / Commodity Murabahah Term Financing-i (CMTF-i)
  • Overdraft / Cash Line-i (CL-i)
  • Tradelines / -i: In form of Letter of Credit/-i (LC/-i)/ Trust Receipt/-i (TR/-i)/ Invoice Financing/-i (IF/-i)/ Bank Guarantee/-i (BG/-i)

Tenure

  • Term Loan/ CMTF-i : Up to 5 years
  • Overdraft/ CL-i: Subject to renewal
  • Tradelines/-i: Subject to trade cycle

Loan / Financing Quantum

  • Up to RM5,000,000

Eligible Collateral

  • Fixed Deposit (FD)
  • Islamic Fixed Deposit-i (IFD-i)
  • ASB
  • ASN
  • ASW2020 (For Conventional loan only)

Security Requirement

  • Joint & Several Guarantee of ALL directors (applicable for Private Limited Companies)
  • Corporate Guarantee to be obtained from parent company (if applicable)

Terms and conditions apply. All application is subject to the Bank's credit assessment.

More Info

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