SME Online Property Business Financing/-i

Fast Approval Process

Get approval within 24 hours.

Easy and Hassle-Free Application

No branch visits needed. All document submissions are via a 100% online process, available 24/7 with minimal documents needed.

Flexible Financing Amount

From RM100,000 to RM3,000,000 with flexible repayment/payment up to 25 years and competitive pricing.

Lower Upfront Commitment

Ease your financial burden with higher MOA/MOF up to 95% inclusive of legal fee and other fees.

Eligibility

Open to customers who are Sole Proprietors, Partnerships or Private Limited companies (Sdn. Bhd.) that meet the following criteria:

• A Malaysian-owned registered company
• Existing Maybank SME customers only
• Minimum 3 years in business

Financing Facility

• Term loan or Commodity Murabahah Term Financing-i (CMTF-i)
• Financing amount between RM100,000 to RM3,000,000
• Financing tenor up to a maximum of 25 years
• Margin of financing up to a maximum of 95% (inclusive of 5% for MRTA/MRTT, legal fees and valuation fees)

Documents Required for Online Submission

• Booking receipt (a document acknowledging payment made by a buyer to secure a property)
• Property title (a legal document that shows detailed information about the property)
• Valid trading license (for businesses operating in Sabah & Sarawak)

Islamic Value Proposition

A Shariah-compliant financing based on the principle of Commodity Murabahah (cost plus profit).

Save more on your financing - Profit charged is based on the outstanding principal amount and not compounded.

Protection of total payment via Ceiling Rate and Bank Sale Price - Protect your financing exposure in the event of increasing Bank Financing Rate (BFR).

No lock-in period, early settlement fee / exit penalty upon early settlement.