• Higher margin of finance
• Competitive interest / profit rate
• Simplified approval process
• Minimum documents required
• Convenience

• New passenger vehicles.
• Unregistered reconditioned passenger vehicles not exceeding 5 years from the manufactured date.
• Used and registered reconditioned passenger vehicles not exceeding 10 years from the manufactured date.

Purpose of Financing

• To provide financing to all eligible employees for the purchase of all passenger vehicles acceptable to Maybank.
• To refinance existing employees' car loan / financing under Zero Entry Balance Transfer (ZEBT).

Type of Facility

• Hire Purchase / Islamic Hire Purchase (AITAB) and Term Loan / Commodity Murabahah Term Financing-i (Conventional and Islamic)

• Up to 9 years
• Payment via salary deduction only

Margin of Finance

• Hire Purchase / AITAB
  Up to 90% of the cost of each new/unregistered reconditioned passenger vehicles.

• Term Loan / Commodity Murabahah Term Financing-i
  Up to 100% of the cost of each new/unregistered reconditioned passenger vehicles.

• Individuals aged 18 years old and above
• Private Limited and Public Limited Companies
• Permanent employees and the years of employment are as follows:
  • Non-executive (>2 years of service)
  • Executive and above (>1 year of service)
• Minimum basic salary of RM1,500.00 (subject to Maybank management’s approval)

• CAS Application Form duly completed and signed by the employee and verified by HR stating the allowable deduction:
• Vehicle Sales Order (VSO)
• Copy of NRIC
• Copy of Driving License
• Latest pay slips (2 months)