SME First Account-i

A Shariah-compliant current account based on the contract of
Commodity Murabahah (cost-plus-sale)


Sign up online now and activate your account within minutes at your nearest Maybank branch via our Premier Lane.
No introducer required. ​

No monthly fee

Utilise your new account
with no worries on fees.​

Unlimited Withdrawals

Over 400 Maybank
branches nationwide.​

M2U/M2U Biz Online Banking Features

Access and manage your account
easily anytime, anywhere on
web or on app.​

Kickstart your business with Maybank

Step 1

Fill in form details and upload required documents online.​

Step 2

Make a Premier Lane appointment at your nearest Maybank branch via Maybank EZQ.​

Step 3

Deposit min RM1,000 at the branch and activate your account.​

Step 4

Create your M2U ID at the branch for online banking access and activate within minutes.​


Expand and customise your business account with our list of curated solutions.​

Maybank QRPayBiz

Start receiving cashless payments using a single, unified Maybank QR code from millions of Maybank customers.​​

Commercial Credit Card

Get exclusive rewards with us. Enjoy cash rebates, Enrich miles, 0% instalment plan on purchase and more.​

Loan and Financing

Get quick business funding online. Apply for a loan of up to RM250,000 and get approved within minutes.

Sama-Sama Lokal

Bring your business online with
0% commission fees.

M2U Biz Bulk Payment

Enjoy the convenience of paying up to 100 payees at one go via our fully automated bulk payment system.

Hire Purchase

Upgrade or buy machinery or vehicles without high upfront payment.​

Life Protection Plan

Protect key business persons with the right insurance plan.​

Overseas Funds Transfer

20% discount on service fees to more than 100 countries worldwide.​

Want to get started?

Apply today!

A Shariah-compliant current account based on the contract of Community Murabahah (cost-plus-sale)



Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits

Unplanned Temporary Excess in Islamic Account(s)

Where permitted, any unplanned temporary excess in any Islamic Account due to amount advanced by the Bank shall be treated as loan (Qard) granted by the Bank to the account holder.

Click here for more details.

Service charge is RM10 per half a year, waived for accounts with an average balance of RM1,000 over this period.

RM20 is chargeable on early closure of account within 3 months of account opening.

SME First Investment Account-i is open for the following business types:

  • Sole proprietorship
  • Partnership
  • Private limited company
  • Professional

Don’t have an account with Maybank yet? Submit your application online now in 3 simple steps:

  1. Key in your application online.
  2. Account will be created immediately.
  3. Visit your preferred branch with the required documents (listed below) to activate your new account.

Already a Maybank SME or Business Banking customer? Submit your application online now in 3 simple steps:

  1. Login Maybank2u using your existing ID, or  login Maybank2u.Biz using your Maker ID to fill in application form under “Apply Online”
  2. Checker ID to login to Maybank2u.Biz and approve application within 3 days after Step 1 (not required for Maybank2u)
  3. Visit your preferred branch with the required documents (listed below) to activate your new account.

Required documents:

Private Limited Company – all documents to be Certified True Copy by Company Secretary

  • Memorandum and Articles of Association/Constitution/CoSec Confirmation New Act Sec21
  • Copy of all directors’ identity card / passport (if foreigner) and authorised signatories
  • Form 9 (Certificate of Incorporation of Private Company)/Notice of Registration
  • Form 13 (Change of Company Name)/Notice of Registration of New Name
  • Form 24/Return for Allotment of Shares
  • Form 49/Notification of change in the Register of Directors, Managers & Secretaries
  • Resolution of the Board of Directors to open and operate the account. Download Board Resolution
  • Initial deposit/placement of RM1,000 (upon opening of account)

Sole Proprietorship and Partnership

  • Identity card/passport (if foreigner) of the proprietor/all partners and authorised signatories
  • Certificate of Registration/Business Registration
  • Form D (Business License)
  • Deed of Partnership (for Partnership only)
  • Letter of Introduction
  • Mandate Letter
  • Initial deposit / placement of RM1,000 (upon opening of account)

Terms & conditions apply.

SME First Terms & Conditions


General Terms & Conditions for Islamic Deposits


Grow your SME business with accounting solutions tailored to meet your business needs while staying in compliant with the latest LHDN e-invoicing mandate. Connect your Maybank Business Account now with Maybank Business Solutions for bank-level security, transparency and access to a sustainable ecosystem for your business.

Find Out More

A simpler, smarter and more secure business banking platform to easily manage your business on the go.

Applicable to Non-Sole Proprietors, Partners, and Organisations.

  • Simplified Accounts Overview for making better cash flow decisions
  • Multiple Transaction Approvals, on-the-go
  • Save time and paperwork with built-in Invoicing Tools
  • Secure transactions with Secure2u

Learn more

Streamline Your Business, Maximise Efficiency with Maybank Business Account

Sign up for an account now and grow business funds for a chance to win Cash Reward up to RM88,888 awaits! T&C apply.

Campaign Period: 1 March 2024 – 31 August 2024


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Rebut peluang untuk menangi Hadiah Tunai sehingga RM88,888 apabila anda melaksanakan transaksi perbankan harian, tingkatkan dana perniagaan & daftar penyelesaian yang ditawarkan untuk kecekapan operasi yang optimum.

Kempen tamat pada 31 Ogos 2024. Tertakluk pada terma dan syarat.

Ketahui Lanjut

Already a Maybank SME or Business Banking customer?

Login and apply now