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A yearly renewable certificate that provides additional daily hospital cash benefit to ease your financial burden in the event of hospitalisation.

Why do I need it?

To ensure the additional expenses due to hospitalisation does not burden you and your family.

What do I get out of it?

You get cash benefit up to RM73,000 with contributions as low as 54 cents a day.

Benefits

Enjoy a choice of coverage to suit your needs
Coverage includes:
- Daily Hospital Cash Benefit, up to RM73,000.
- Double Daily Hospital Cash Benefit, up to RM24,000 for selected critical illnesses and admission into Intensive Care Unit.
- Additional Daily Hospital Cash Benefit, up to RM3,000 when hospital stay lasts longer than 4 continuous days.
- Outpatient and Recovery Cash Benefit, up to RM900.
- Compassionate Cash Benefit, up to RM1,000.
- Coverage for any number of eligible children under the family plan.
- Acceptance based on simple medical questionnaire.
Flexible payment options of monthly instalments or yearly contribution.
Easy and reliable contribution payments via auto-debit.
15-day money-back guarantee.

Table of Coverage

Item	Benefits	Sum Covered (RM)
Item	Benefits	Silver Plan	Gold Plan
A	Daily Hospital Cash Benefit
	Payable up to 365 days in the event of accident or illness	RM100 per day RM36,500 max	RM200 per day RM73,000 max
B	Double Daily Hospital Cash Benefit
	(i) Payable up to 60 days
	(ii) Heart Attack, Cancer or Stroke	RM200 per day RM12,000 max	RM400 per day RM24,000 max
	Intensive Care Unit	RM200 per day	RM400 per day
	Note: Covered person can be entitled for both Benefits B (i) and B(ii) at any one time at hospital confinement	RM12,000 max	RM24,000 max
C	Additional Daily Hospital Cash benefit
	Payable up to 30 days if hospital confinement lasts for a continuous period of 5 days or more (per confinement). The benefit shall be payable from 5th day onwards (excluding the first 4 days)	RM50 per day RM1,500 max	RM50 per day RM1,500 max
D	Outpatient and Recovery Cash Benefit
	Lump-sum payable for follow-up treatment as an outpatient (following hospital confinement)	RM150	RM300
	Lump-sum recovery benefit payable if hospital confinement lasts for a continuous period of 5 days or more (per confinement)	RM300	RM600
E	Compassionate Cash Benefit
	Lump-sum payment for death from any covered cause	RM500	RM1,000

Note:
Children Benefit (each child)
a)	Unmarried children between 1 and 18 years of age	Covered at 50% of adult benefit (each child)
b)	Unmarried children between 18 and 23 years of age who are not gainfully employed and still in full-time study at an institution of higher learning	Covered at 50% of adult benefit (each child)

Eligibility

Malaysian citizen or Permanent Resident aged between 18 - 60 years on the effective date of Takaful.

Full Table of Benefits

View Takaful Wallet Aid eBrochure

This web page is neither a policy contract nor forming part of it. The precise benefits, terms and conditions and other details are available in the Policy Contract.

Terms and Conditions

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