A plan which follows the shariah principles and provides your beneficiaries or yourself with a fixed monthly income in the event of an unfortunate incident.
Why do I need it?

For the unforeseen events which can happen anytime. If that happens to you, you need Takaful Insan Plus to help provide financial stability to your loved ones.

What do I get out of it?

Depending on your choice of monthly contributions and period of Takaful, you or your loved ones will receive up to RM1,425 a month for 10 years should something unfortunate happens to you.

Benefits
  • Protection against Death and Total and Permanent Disability (TPD). The Sum Covered plus Accumulated Distributed Surplus, if any, will be payable.
  • Fixed ten (10) years regular monthly payments to your beneficiaries in the event of death or to yourself in the event of TPD.
  • Consolation Benefit: An additional amount for funeral expenses.
  • Maturity Benefit at 75 years old : The participant will receive a fixed amount of the sum covered, payable as "hibah" or gift, plus Accumulated Distributed Surplus (if any) upon survival till the end of the takaful period.
  • Surplus Sharing principle: Participant will be entitled to a portion of surplus (if any) from the distributable surplus from Partipants’ Risk Fund.
  • Affordable monthly contribution options of RM75 or RM10.
  • Hassle free contributions via simple auto debit from your Maybank Current/Savings account or credit card, free of charge.
  • Flexible choice of tenure: 10-year, 15-year, 20-year, 25-year or 30-year periods.

Enjoy optional riders to extend your coverage

Waiver of Contribution for Death / TPD (Payor) Rider

  • All future contributions are waived throughout the term of this rider upon Death/ TPD of the Participant.

Takaful Critical Illness Rider (TCI)

  • TCI rider protects you from 36 major illnesses with additional sum covered payable for your medical treatments.

Waiver of Contribution for Critical illness Rider

  • All future contributions of the basic certificate are waived throughout the term of this rider when the Person covered (adult lives only) is diagnosed with any of the 36 critical illnesses.

Waiver of Contribution for Critical illness (Payor) Rider

  • All future contributions of the basic certificate are waived throughout the term of this rider when the Participant is diagnosed with any of the 36 critical illnesses.

Note: All riders are subject to respective terms and conditions.

Eligibility
  • Malaysian citizen or Permanent Resident
  • Person Covered : Age 14 days old to 60 years old next birthday.
  • Participant : Age 19 years old to 60 years old next birthday
Full Table of Benefits

e-Brochure Takaful Insan Plus

This web page is neither a certificate contract nor forming part of it. The precise benefits, terms and conditions and other details are available in the Certificate Contract.

Terms and Conditions