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A variable-rate, Shariah-compliant home financing based on the concept of Bai' Bithaman Ajil.
Features
  • Higher financing margin of up to 100% of the house value with Mortgage Reducing Term Takaful (MRTT) and Home Building Takaful (HBT); and up to 90% without MRTT and HBT.
  • Long financing tenure up to 30 years or age 60, whichever is earlier, or up to 40 years or age 70 for professionals and graduates.
  • Higher financing eligibility of up to 70% of your gross income*.
  • Choice of affordable fixed, tiered or variable profit rate.
  • No compounding of profit and other charges.
  • No early settlement charge/ lock-in period penalty.
  • Protection of ceiling rateupon the fluctuation of Base Financing Rate (BFR) throughout tenure.
  • 20% reduction on stamp duty for Principal Document based on Shariah principles, or waiver of stamp duty for conversion from Conventional financing.
  • Granting of rebatefor early settlement.
  • Collateral / guarantor is required.
  • First party and third party financing allowed.
Eligibility
  • Individuals, joint applicants, residents and non-residents.
  • Minimum property value of RM75,000 and minimum financing amount of RM10,000.
Terms & Conditions

View MaxiHome-i Terms and Conditions

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