An Islamic fixed term deposit that offers instant cash* the moment you sign up. (Previously known as Profit Now! Account-i)
Why should I get this account?

An Islamic fixed term deposit that offers instant cash* the moment you sign up  

*A security deposit (Hamish Jiddiyah) will be credited to customer's account on the placement day. Upon maturity of PNA-i, the Bank will pay customer the principal amount as the profit has already been paid by setting off the security deposit that paid upfront.

Prosperous Now! Account-i (PNA-i) is an Islamic term deposit based on the Shariah contract of Commodity Murabahah (cost-plus sale). It is based on a specific Shariah-compliant commodity identified as the Bank deems fit as the underlying asset for the sale and purchase transaction between the customer and the Bank. PNA-i offers cash to the customer upon placement.


  • Deposit tenure from 1 month up to 12 months.
  • Profit rate is fixed up front.
  • Offer cash upon placement.


  • Higher profit rate compared to normal Savings Account-i
  • Complimentary Personal Accident Takaful Coverage (PATC) plus medical and funeral  expenses (accident only)*
  • Acceptance as a collateral for banking facilities*

*Terms & Conditions apply

Anything else I need to know?

Flexible tenure from 1 month up to 12 months.


So how do I apply?

First are you 18 years or above?  or a goverment or corporate entity, association, club or society?

A Malaysian or Permanent Resident? Opening a Personal or Joint Account?

Please note the minimum deposit of RM10,000 (with increments in multiples of RM1,000)

Ok? Then next steps:

Visit your nearest Maybank/Maybank Islamic branch, bring along your original Identity Card (IC) and Passport for non-residents or foreigners, as your primary document.

You may also need to bring secondary supporting documents such as:
A valid passport (if IC is produced as a Primary document).

And that's it!

What about the small print?

You may download the following Terms & Conditions and Product Disclosure Sheet (PDS) for your reference before you decide to open PNA-i.

Terms & Conditions

Product Disclosure Sheet