Based on the Shariah contract of Qard (loan). Qard refers to a contract of lending money by a lender to a borrower where the borrower is bound to repay an equivalent amount to the lender. Ownership of the money belonging to the lender is transferred to the borrower and the borrower is obliged to repay the lender in full.
BSA-i is also eligible for protection by PIDM (Perbadanan Insurans Deposit Malaysia).
Get free mini statement, earn Treats Points with Maybankard Visa Debit and there are no service or maintenance charges as long as a minimum balance of RM20 is maintained. For the first 2 GIRO transactions over the counter in a month pay RM0.50 per transaction and RM2.00 from the 3rd transaction onwards.
Choose either to pay an RM8.00 annual fee for unlimited OTC transactions and ATM cash withdrawals, or no annual fee for standard "Pay-as-you-use" offering 6 over-the-counter (OTC) visits, 8 free ATM cash withdrawals and no fee for non-cash withdrawal transactions (e.g. balance inquiry or fund transfer within Maybank/ Maybank Islamic)
First are you a Malaysian or Permanent Resident? Opening a Personal or Joint Account?
And please note the minimum deposit of RM20.
Ok? Then next steps:
Visit your nearest Maybank/Maybank Islamic branch, bring along your original Identity Card (IC) for Malaysians, and Passport for non-residents or foreigners, as your primary document
Please also bring along any of the following secondary supporting documents:
A valid passport (if IC is produced as a Primary document), a valid driving license, utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice in the name and address of the customer opening the account, a Letter of employment or your Credit card.
And that's it!
We recommend you go through the small print in detail before you apply for this account.