Net Worth Calculator
 
Use this calculator to estimate your current net worth. It will give you a snapshot of your current financial situation for you to plan your financial goals.
 
To use this calculator:
• Enter the current market value (what you could sell, not what you paid) for each asset item.
• For each liability item, enter the amount you have to pay off as today's date.
• Mouseover the blue items for definitions and use the "Tab" key to move between fields.
• Enter only numbers and decimal point. Do not use comma.
• Click on "Calculate" to know your current net worth.
 
Assets (You Own)
Liabilities (You Owe)
Cash Assets RM
Cash in Hand
Current Accounts
Savings Accounts
Cash Value of Life Insurance
Other
   
Investment Assets RM
Stocks
Bonds
Mutual Funds
Other
   
Retirement Assets RM
EPF
Pension
Other
   
Personal Assets RM
Houses and Land
Automobiles
Furniture & Household
Jewellery & Collectibles
Other
   
   
 
RM
Home Loans
Auto Loans
Study Loans
Appliance Loans
Credit Card Debt
Tax Liability
Other
Total Assets RM
Total Liabilities RM
Your Net Worth = Total Assets - Total Liabilities = RM
 
 
The amount of money you can spend now.
The current balance of all your current accounts.
The current balance of all your savings accounts.
The surrender value of your life insurance policy if you want to collect it, not the amount paid.
The total amount of other cash assets you currently have. Example: Fixed Deposit Accounts and Money Market Accounts.
The current total value of all individual stocks you own.
The current total value of all your bonds.
The current total value of all mutual funds or unit trusts that you own.
The total value of other investment assets you may have. Example: partnership interests.
The current balance of your Employees Provident Fund Accounts.
The amount of monthly pension that you are receiving.
The current total balance of other retirement accounts that you may have. Example: annuities.
Current total value of your home and other real estate such as second home, undeveloped land, shop house, etc. This should be as close as possible to the actual market value.
The current total value of all automobiles that you own. This includes cars, motorbikes, bicycles, etc.
Estimated total value of your furniture, appliances, electronics, etc.
The current total value of any jewellery, gems or precious metals such as gold and collectibles such as coins, artwork, stamps, etc.
The current total value of other personal assets you may have. Example: clothes, rare plants and fish.
The current principal balance remaining on your mortgage. This is the amount you have to pay to own your home free and clear.
Total amount currently outstanding on your vehicle loans, e.g. car loan.
Total amount that you currently owe on your college or university loan.
Total amount you currently owe on the appliances and electronics you have bought.
Your current credit card debt (the balance due on all your credit cards).
The current outstanding tax that you haven't paid to the Inland Revenue Board (IRB), town council, land office, etc. Example: road tax and assessment.
The current total of other liabilities (mortgages, loans, etc) that you may have. Example: property rental, undeveloped land, renovations, furniture, etc.
The value of all your assets minus the total of all your liabilities. If you own more than you owe, it has a positive value. If you owe more than you own, it has a negative value.